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5020 Topeka Ave, Saint Cloud, FL 34773 Property Records

Osceola County property record for 5020 Topeka Ave, Saint Cloud, FL 34773 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 2,280 sqft · built 2004
Lot Size0.923 acres (40,249 sqft)
OwnerOwner Name on File
Last Sale$24,000 (Jul 2004)
Tax Bill$1,110 (2025)
Deeds & MortgagesJul 2022 Mortgage
Mar 2022 Mortgage
Flood ZoneZone A (high risk)
APN107032

Property Details

APN / Parcel Number

Primary APN107032
Alternative APN
  • 182733272000010150

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,280 sqft Heated Area
1st Floor Area2,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,249 sqft (0.923 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number107032
Street Address5020 TOPEKA AVE
CitySAINT CLOUD
StateFL
Zip34773-9505
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCANAVERAL ACRES NO 2 PB 2 PG 18 LOT 15
Legal Range33E
Legal Township27S
Legal Section18
Legal SubdivisionCANAVERAL ACRES UN2
Legal Tract15
Legal Block1
Legal Lot Number15
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group3
Census Block3028
Census Tract43802

Owner

Source: Osceola County records · APN 107032

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address5020 TOPEKA AVE, SAINT CLOUD, FL 34773-9505
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOVEREIGN LENDING GROUP INC
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2004 · Amount on Record
Deed SaleJul 15, 2004 · Amount on Record
Prior SaleOct 29, 2003 · Amount on Record
Deed Document Number2004146364
Deed Book / Page2558 / 0605
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5020 TOPEKA AVE, SAINT CLOUD, FL 34773-9505
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5020 TOPEKA AVE, SAINT CLOUD, FL 34773-9505

Mortgage

Document Number0062432513
DateJul 01, 2022
Book Page6243/2513
Instrument2022102515
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5020 TOPEKA AVE, SAINT CLOUD, FL 34773-9505
Transaction TypeMortgage
Record UpdatedApr 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5020 TOPEKA AVE, SAINT CLOUD, FL 34773-9505

Mortgage

Document Number0061760311
DateMar 21, 2022
Book Page6176/311
Instrument2022044696
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2042

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,110.00 (+10.45%) Homeowner's exemption$59,861 (+5.99%)$261,700 (+2.03%) Land $50,000 Building $211,700
2023$1,005.00 (+5.68%) Homeowner's exemption$56,480 (+3%)$256,500 (+37.83%) Land $45,000 Building $211,500
2022$951.00 Homeowner's exemption$54,835$186,100 Land $31,500 Building $154,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 82 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 122 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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