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4960 Topeka Ave, Saint Cloud, FL 34773 Property Records

Osceola County property record for 4960 Topeka Ave, Saint Cloud, FL 34773 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,454 sqft · built 2006
Lot Size0.923 acres (40,249 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Sep 2023)
Tax Bill$3,550 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone A (high risk)
APN122028

Property Details

APN / Parcel Number

Primary APN122028
Alternative APN
  • 182733272000010090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,454 sqft Heated Area
1st Floor Area1,454 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area40,249 sqft (0.923 acres)
Deck Area168 sqft
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number122028
Street Address4960 TOPEKA AVE
CitySAINT CLOUD
StateFL
Zip34773-9168
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCANAVERAL ACRES NO 2 PB 2 PG 18 LOT 9
Legal Range33E
Legal Township27S
Legal Section18
Legal SubdivisionCANAVERAL ACRES UN2
Legal Tract9
Legal Block1
Legal Lot Number9
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group3
Census Block3028
Census Tract43802

Owner

Source: Osceola County records · APN 122028

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4960 TOPEKA AVE, SAINT CLOUD, FL 34773-9168
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Warranty Deed, Transfer · Conventional Mortgage
CLIFFCO INC
Oct 19, 2017Warranty Deed, Transfer
QUALITY TITLE AND ESCROW LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Prior SaleOct 19, 2017 · Amount on Record
Deed Document Number2023121559
Deed Book / Page6474 / 1416
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 15, 2023
Property Address4960 TOPEKA AVE, SAINT CLOUD, FL 34773-9168
Document Number0064741416
Book / Page6474 / 1416
Map ReferenceMB 2 PG 18
Instrument DateSep 13, 2023
Instrument2023121559
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4960 TOPEKA AVE, SAINT CLOUD, FL 34773-9168

Transferred To (Grantee/Buyer)

NameVerified Name
Address4960 TOPEKA AVE, SAINT CLOUD, FL 34773-9168

Mortgage

Document Number0064741418
DateSep 15, 2023
Instrument6474/1418
Lender
NameCLIFFCO INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2017
Property Address4960 TOPEKA AVE, SAINT CLOUD, FL 34773-9168
Document Number0052270586
Book / Page005227 / 000586
Instrument DateOct 18, 2017
Instrument150713
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyQUALITY TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
Tax$770.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4960 TOPEKA AVE ST CLOUD FL 347739168, ST CLOUD, FL 34773-9168

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,550.00 (+19.73%)$205,600 (-3.2%) Land $50,000 Building $155,600$205,600 (-3.2%) Land $50,000 Building $155,600
2023$2,965.00 (+18.89%)$212,400 (+38.01%) Land $45,000 Building $167,400$212,400 (+38.01%) Land $45,000 Building $167,400
2022$2,494.00$153,900 Land $31,500 Building $122,400$153,900 Land $31,500 Building $122,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 82 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 122 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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