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  5. Topeka Ave

4970 Topeka Ave, Saint Cloud, FL 34773 Property Records

Osceola County property record for 4970 Topeka Ave, Saint Cloud, FL 34773 · Last verified May 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,512 sqft · built 2002
Lot Size0.924 acres (40,249 sqft)
Owner2 Individual Names on File
Last Sale$167,800 (Nov 2022)
Tax Bill$2,825 (2025)
Deeds & MortgagesApr 2022 Mortgage
Nov 2022 Transfer
+ 2 more
Flood ZoneZone A (high risk)
APN18-27-33-2720-0001-0100

Property Details

APN / Parcel Number

Primary APN18-27-33-2720-0001-0100
Alternative APNs
  • 273318272000010100
  • 107027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,249 sqft (0.924 acres)
Deck Area143 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4970 TOPEKA AVE
CitySAINT CLOUD
StateFL
Zip34773-9168
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCANAVERAL ACRES NO 2 PB 2 PG 018 LOT 10
Legal Range33E
Legal Township27S
Legal Section18
Legal SubdivisionCANAVERAL ACRES 2
Legal Tract2720
Legal Block100
Legal Lot Number10
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group3
Census Block3028
Census Tract43802

Owner

Source: Osceola County records · APN 18-27-33-2720-0001-0100

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4970 TOPEKA AVE, SAINT CLOUD, FL 34773-9168
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2022Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Nov 18, 2022Intrafamily Transfer, Transfer
Apr 17, 2020Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 24, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2022 · Amount on Record
Deed SaleNov 18, 2022 · Amount on Record
Prior SaleApr 17, 2020 · Amount on Record
Deed Document Number2022168276
Deed Book / Page6317 / 2024
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4970 TOPEKA AVE, SAINT CLOUD, FL 34773-9168
Transaction TypeMortgage
Record UpdatedDec 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4970 TOPEKA AVE, SAINT CLOUD, FL 34773-9168

Mortgage

Document Number0061902071
DateApr 08, 2022
Book Page6190/2071
Instrument2022056576
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueMay 01, 2050

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 18, 2022
Property Address4970 TOPEKA AVE, SAINT CLOUD, FL 34773-9168
Document Number0063172024
Book / Page6317 / 2024
Instrument DateNov 12, 2022
Instrument2022168276
Transaction TypeTransfer
Record UpdatedDec 07, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4970 TOQEKA AVE #WW, 4970, BRADENTON, FL 34207

Transferred To (Grantee/Buyer)

NameVerified Name
Address4970 TOPEKA AVE #W # W, W, BRADENTON, FL 34207

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 17, 2020
Property Address4970 TOPEKA AVE, SAINT CLOUD, FL 34773-9168
Document Number0057092218
Book / Page5709 / 2218
Map ReferenceMB 2 PG 18
Instrument DateApr 16, 2020
Instrument2020053019
Transaction TypeTransfer
Record UpdatedDec 07, 2022
Title CompanySMART INTERNATIONAL TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,256.50
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2500 OAK ST, 2500, KISSIMMEE, FL 34744-4943

Transferred To (Grantee/Buyer)

NameVerified Name
Address4970 TOPEKA AVE, SAINT CLOUD, FL 34773-9168

Mortgage

Document Number0057092220
DateApr 17, 2020
Instrument5709/2220
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

June 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateJun 24, 2019
Property Address4970 TOPEKA AVE, SAINT CLOUD, FL 34773-9168
Document Number0055460450
Book / Page005546 / 000450
Instrument DateJun 11, 2019
Instrument81073
Transaction TypeForeclosure
Record UpdatedJul 08, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$637.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address2500 OAK ST KISSIMMEE FL 347444943, KISSIMMEE, FL 34744-4943

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,825.00 (+5.81%) Homeowner's exemption$193,900 (+5.09%) Land $50,000 Building $143,900$193,900 (+5.09%) Land $50,000 Building $143,900
2024$2,670.00 (-16.25%)
2023$3,188.00 (+98.51%)$184,500 (+61.81%) Land $45,000 Building $139,500$184,500 (+40.95%) Land $45,000 Building $139,500
2022$1,606.00 Homeowner's exemption$114,021$130,900 Land $31,500 Building $99,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 82 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 122 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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