4990 Big Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 4990 Big Lake Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 632 sqft
Lot Size	0.129 acres (5,639 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2019)
Tax Bill	$1,446 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`629-0032-00070`

Property Details

APN / Parcel Number

Primary APN	`629-0032-00070`
Alternative APN	`1074298`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	632 sqft Gross Area
1st Floor Area	632 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,639 sqft (0.129 acres)
Deck Area	162 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1074298
Street Address	4990 BIG LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	UNIT 7 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL #
Legal Subdivision	BIG LAKE WILDERNESS RETREATS
Legal Unit	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHEAST ST. LOUIS
Census Block Group	1
Census Block	1151
Census Tract	15502

Owner

Source: St. Louis County assessment roll, APN 629-0032-00070, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 225, ELY, MN 55731-0225
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage NORTHEAST ENTREPRENEUR FUND INC
Oct 20, 2022	Deed of Trust, Mortgage NORTHEAST ENTREPRENEUR FUND INC
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit NORTHEAST ENTREPRENEUR FUND INC
Jul 22, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Nov 17, 2016 · Amount on Record
Deed Document Number	20191359039
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4990 BIG LAKE RD, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3192 WOODLAND RIDGE DR, ELY, MN 55731-2213

Mortgage

Document Number	0001476262
Date	Oct 18, 2023
Instrument	1476262

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	72 Months
Due	Oct 06, 2029

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4990 BIG LAKE RD, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Oct 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3192 WOODLAND RIDGE DR, ELY, MN 55731-2213

Mortgage

Document Number	0001454625
Date	Oct 20, 2022
Instrument	1454625

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2047

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4990 BIG LAKE RD, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Oct 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3192 WOODLAND RIDGE DR, ELY, MN 55731-2213

Mortgage

Document Number	0001454898
Date	Oct 25, 2022
Instrument	1454898

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 22, 2019
Property Address	4990 BIG LAKE RD, ELY, MN 55731
Document Number	00A1359039
Instrument Date	Jul 15, 2019
Instrument	A1359039
Transaction Type	Transfer
Record Updated	Aug 05, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$363.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 359 ELY MN 557310359, ELY, MN 55731-0359

Tax Assessment & Valuation

Source: St. Louis County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,446.00 (+1.83%)
2025	$1,420.00 (+4.11%)	$127,900 (+16.06%) Land $91,000 Building $36,900	$127,900 (+16.06%) Land $91,000 Building $36,900
2024	$1,364.00	$110,200 (+7.72%) Land $85,100 Building $25,100	$110,200 (+7.72%) Land $85,100 Building $25,100
2022		$102,300 Land $78,300 Building $24,000	$102,300 Land $78,300 Building $24,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	High above 74% of the US · above 90% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 12 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Big Lake Rd

Nearby Streets

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