4995 Big Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 4995 Big Lake Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 380 sqft
Lot Size	0.215 acres (9,372 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Apr 2023)
Tax Bill	$878 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`629-0032-00210`

Property Details

APN / Parcel Number

Primary APN	`629-0032-00210`
Alternative APN	`1081376`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	380 sqft Gross Area
1st Floor Area	380 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,372 sqft (0.215 acres)
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1081376
Street Address	4995 BIG LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	UNIT 21 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL #
Legal Subdivision	CIC 105 BIG LAKE WILDERNESS R
Legal Unit	21
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHEAST ST. LOUIS
Census Block Group	1
Census Block	1151
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1424 N 21ST AVE E, ELY, MN 55731-1963
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer ELY AREA CU
Mar 4, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Feb 10, 2021	Quit Claim Deed, Transfer NORTHEAST TITLE COMPANY
Feb 10, 2021	Quit Claim Deed, Transfer NORTHEAST TITLE COMPANY
Feb 10, 2021	Warranty Deed, Transfer NORTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	20231464312
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	00A1403486
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 4, 2023
Property Address	4995 BIG LAKE RD, ELY, MN 55731
Document Number	0001464312
Instrument Date	Mar 29, 2023
Instrument	1464312
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1424 N 21ST AVE E, ELY, MN 55731-1963

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1424 N 21ST AVE E, ELY, MN 55731-1963

Mortgage

Document Number	0001464313
Date	Apr 4, 2023
Instrument	1464313

Lender

Name	ELY AREA CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2038

March 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2021
Property Address	4995 BIG LAKE RD, ELY, MN 55731
Document Number	0001405877
Instrument Date	Feb 16, 2021
Instrument	1405877
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1424 N 21ST AVE E, ELY, MN 55731-1963

Mortgage

Date	Mar 4, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	23 Months
Due	Feb 15, 2023

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2021
Property Address	4995 BIG LAKE RD, ELY, MN 55731
Document Number	0001403486
Instrument Date	Jan 19, 2021
Instrument	1403486
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14649 CANADIAN BORDER RD, ELY, MN 55731-8298

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2021
Property Address	4995 BIG LAKE RD, ELY, MN 55731
Document Number	0001403485
Instrument Date	Dec 29, 2020
Instrument	1403485
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1293 HIGHWAY 169, ELY, MN 55731-8128

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2021
Property Address	4995 BIG LAKE RD, ELY, MN 55731
Document Number	0001403480
Instrument Date	Dec 29, 2020
Instrument	1403480
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,528.78
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15282 300TH AVE, PAYNESVILLE, MN 56362-9343

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$878.00 (-27.68%)
2025	$1,214.00 (+5.93%)	$81,200 (+19.06%) Land $60,900 Building $20,300	$81,200 (+19.06%) Land $60,900 Building $20,300
2024	$1,146.00 (+33.57%)	$68,200 (+8.43%) Land $56,800 Building $11,400	$68,200 (+8.43%) Land $56,800 Building $11,400
2023	$858.00
2022		$62,900 (-) Land $52,100 Building $10,800	$62,900 (-) Land $52,100 Building $10,800
2021		$62,900 Land $52,100 Building $10,800	$62,900 Land $52,100 Building $10,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 90% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Big Lake Rd

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