4988 Big Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 4988 Big Lake Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,736 sqft
Lot Size	0.335 acres (14,609 sqft)
Owner	Company Name on Record
Last Sale	$313,265 (Feb 2021)
Tax Bill	$1,550 (2026)
Deeds & Mortgages	May 2021 Mortgage Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`629-0032-00080`

Property Details

APN / Parcel Number

Primary APN	`629-0032-00080`
Alternative APN	`1104874`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,736 sqft Gross Area
1st Floor Area	2,736 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	14,609 sqft (0.335 acres)
Garage Area	1,320 sqft
Deck Area	84 sqft
Storage Building	216 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1104874
Street Address	4988 BIG LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	UNIT 8 SERIAL #
Legal Subdivision	CIC 105 BIG LAKE WILDERNESS R
Legal Unit	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHEAST ST. LOUIS
Census Block Group	1
Census Block	1151
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 225, ELY, MN 55731-0225
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Feb 10, 2021	Warranty Deed, Transfer NORTHEAST TITLE COMPANY
Feb 19, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Jan 27, 2021	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	20211404540
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	00A1403480
Record Updated	Sep 20, 2026

May 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST LOUIS MN
Recording Date	May 28, 2021
Property Address	4988 BIG LAKE RD, ELY, MN 55731
Document Number	0001415261
Instrument Date	May 3, 2021
Instrument	1415261
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	May 28, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2021
Property Address	4988 BIG LAKE RD, ELY, MN 55731
Document Number	0001403480
Instrument Date	Dec 29, 2020
Instrument	1403480
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,528.78
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15282 300TH AVE, PAYNESVILLE, MN 56362-9343

February 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST LOUIS MN
Recording Date	Feb 19, 2021
Property Address	4988 BIG LAKE RD, ELY, MN 55731
Document Number	0001404540
Instrument Date	Dec 29, 2020
Instrument	1404540
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 225, ELY, MN 55731-0225

Mortgage

Date	Feb 19, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	56 Months
Due	Oct 1, 2025

Interest

Rate	5%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 27, 2021
Property Address	4988 BIG LAKE RD, ELY, MN 55731
Document Number	00A1402157
Instrument Date	Dec 28, 2020
Instrument	A1402157
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 225 ELY MN 557310225, ELY, MN 55731-0225

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,550.00 (-13.79%)
2025	$1,798.00 (+2.04%)	$161,000 (+27.17%) Land $37,400 Building $123,600	$161,000 (+27.17%) Land $37,400 Building $123,600
2024	$1,762.00	$126,600 (+3.26%) Land $45,100 Building $81,500	$126,600 (+3.26%) Land $45,100 Building $81,500
2022		$122,600 Land $44,700 Building $77,900	$122,600 Land $44,700 Building $77,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 90% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Big Lake Rd

Nearby Streets

All Ely, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures