4994 Big Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 4994 Big Lake Rd, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 380 sqft
Lot Size	0.183 acres (7,989 sqft)
Owner	Company Name on File
Last Sale	$3,000 (Apr 2022)
Tax Bill	$1,100 (2026)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`629-0032-00050`

Property Details

APN / Parcel Number

Primary APN	`629-0032-00050`
Alternative APN	`1128208`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	380 sqft Gross Area
1st Floor Area	380 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,989 sqft (0.183 acres)
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1128208
Street Address	4994 BIG LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 5 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL #
Legal Subdivision	BIG LAKE WILDERNESS RETREATS
Legal Unit	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHEAST ST. LOUIS
Census Block Group	1
Census Block	1151
Census Tract	15502

Owner

Source: St. Louis County records · APN 629-0032-00050

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	990 SNOW CREEK CYN, PALM DESERT, CA 92211-8994
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2022	Intrafamily Transfer, Transfer NORTHEAST TITLE COMPANY
Apr 04, 2022	Warranty Deed, Transfer NORTHEAST TITLE COMPANY
Mar 04, 2019	Loan Modification, Mortgage AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2022 · Amount on Record
Deed Sale	Apr 07, 2022 · Amount on Record
Prior Sale	Nov 30, 2007 · Amount on Record
Deed Document Number	20221440651
Prior Transfer Date	Apr 05, 2022
Prior Transfer Doc	0001440651
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Apr 07, 2022
Property Address	4994 BIG LAKE RD, ELY, MN 55731
Document Number	0001440651
Instrument Date	Apr 05, 2022
Instrument	1440651
Transaction Type	Transfer
Record Updated	Oct 02, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 SNOW CREEK CYN, PALM DESERT, CA 92211-8994

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 04, 2022
Property Address	4994 BIG LAKE RD, ELY, MN 55731
Document Number	0001440354
Instrument Date	Mar 30, 2022
Instrument	1440354
Transaction Type	Transfer
Record Updated	Oct 02, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	990 SNOW CREEK CYN, PALM DESERT, CA 92211-8994

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4994 BIG LAKE RD, ELY, MN 55731
Document Number	0001352984
Instrument Date	Mar 04, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15282 300TH AVE PAYNESVILLE MN 563629343, PAYNESVILLE, MN 56362-9343

Mortgage

Document Number	0001352984
Date	Apr 11, 2019
Instrument	1352984

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	MT IRON, MN 55768

Agreement

Term	36 Months
Due	Apr 10, 2022

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,100.00 (+0.55%)
2025	$1,094.00 (+3.01%)	$99,600 (+15.41%) Land $75,700 Building $23,900	$99,600 (+15.41%) Land $75,700 Building $23,900
2024	$1,062.00	$86,300 (+6.54%) Land $71,700 Building $14,600	$86,300 (+6.54%) Land $71,700 Building $14,600
2022		$81,000 Land $67,000 Building $14,000	$81,000 Land $67,000 Building $14,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	High above 74% of the US · above 90% of Minnesota
Wildfire Likelihood	About 1 in 412 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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