Kane County property record for 499 Stella St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,913 sqft · built 1900 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,926 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-454-004 |
| Primary APN | 06-13-454-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,913 sqft Living Area |
| Gross Area | 2,994 sqft |
| Basement Area | 1,081 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 499 STELLA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME ADDN LOT 4 BLOCK 3 |
| Legal Subdivision | HOME ADDN |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 851301 |
499 Stella St is owned by a company that acquired it in February 2025.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 499 STELLA ST, ELGIN, IL 60120-5962 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2025 |
| Transfer Doc | 0000007545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 499 STELLA ST, ELGIN, IL 60120-5962 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 499 STELLA ST, ELGIN, IL 60120-5962 |
| Document Number | 0000020431 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023K020431 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 499 Stella St was $4,926.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,926.00 | $80,578 (+8.57%) Land $15,380 Building $65,198 | $241,831 (+8.57%) Land $46,158 Building $195,672 |
| 2024 | $74,218 Land $14,166 Building $60,052 | $222,743 Land $42,515 Building $180,228 | |
| 2022 | $3,957.00 (+5.72%) Homeowner's exemption | $56,641 (+6.96%) Land $11,670 Building $44,971 | $169,923 (+6.96%) Land $35,010 Building $134,913 |
| 2021 | $3,743.00 Homeowner's exemption | $52,956 Land $10,911 Building $42,045 | $158,868 Land $32,733 Building $126,135 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 499 Stella St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 499 Stella St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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