489 Stella St, Elgin, IL 60120 Property Records

Kane County property record for 489 Stella St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,840 sqft · built 1900
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Oct 2010)
Tax Bill$5,120 (2025)
Flood ZoneZone X (minimal risk)
APN06-13-454-002

Property Details

APN / Parcel Number

Primary APN06-13-454-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,840 sqft Living Area
Gross Area2,862 sqft
Basement Area1,022 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address489 STELLA ST
CityELGIN
StateIL
Zip60120-5958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOME ADDN LOT 2 BLOCK 3
Legal SubdivisionHOME ADDN
Legal Block3
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address489 STELLA ST, ELGIN, IL 60120-5958
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2010 · Amount on Record
Deed SaleOct 15, 2010 · Amount on Record
Deed Document Number201069315
Prior Transfer DateMay 18, 2005
Prior Transfer Doc0000058362
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,120.00 (+25.98%) Homeowner's exemption$75,113 (+8.57%) Land $15,380 Building $59,733$225,429 (+8.57%) Land $46,158 Building $179,271
2024$69,184 (+30.85%) Land $14,166 Building $55,018$207,635 (+30.9%) Land $42,515 Building $165,120
2022$4,064.00 (+4.9%) Homeowner's exemption$52,872 (+6.96%) Land $11,670 Building $41,202$158,616 (+6.96%) Land $35,010 Building $123,606
2021$3,874.00 Homeowner's exemption$49,432 Land $10,911 Building $38,521$148,296 Land $32,733 Building $115,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Stella St

Nearby Streets

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