483 Stella St, Elgin, IL 60120 Property Records

Kane County property record for 483 Stella St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,582 sqft · built 1900
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Aug 2023)
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-454-001`

Property Details

APN / Parcel Number

Primary APN	`06-13-454-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
Gross Area	2,464 sqft
Basement Area	882 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)

Location & Zoning

Street Address	483 STELLA ST
City	ELGIN
State	IL
Zip	60120-5956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADDN LOT 1 BLOCK 3
Legal Subdivision	HOME ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	483 STELLA ST, ELGIN, IL 60120-5956
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Jul 29, 1994 · Amount on Record
Deed Document Number	202327628
Prior Transfer Date	Apr 2, 2003
Prior Transfer Doc	0000078816
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 14, 2023
Property Address	483 STELLA ST, ELGIN, IL 60120-5956
Document Number	0000027628
Instrument Date	Aug 11, 2023
Instrument	2023K027628
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 HENRY ST, ELGIN, IL 60120-6623

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	483 STELLA ST, ELGIN, IL 60120-5956
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027629
Date	Aug 14, 2023
Instrument	2023K027629

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,555.00 (+1%)	$67,707 (+8.57%) Land $15,380 Building $52,327	$203,202 (+8.57%) Land $46,158 Building $157,044
2024		$62,363 (+30.56%) Land $14,166 Building $48,197	$187,164 (+30.62%) Land $42,515 Building $144,649
2022	$4,141.00 (+3.94%)	$47,764 (+6.96%) Land $11,670 Building $36,094	$143,292 (+6.96%) Land $35,010 Building $108,282
2021	$3,984.00	$44,656 Land $10,911 Building $33,745	$133,968 Land $32,733 Building $101,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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