Kane County property record for 493 Stella St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1915 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2022) |
| Tax Bill | $4,382 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-454-003 |
| Primary APN | 06-13-454-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 2,172 sqft |
| Basement Area | 820 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Street Address | 493 STELLA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME ADDN LOT 3 BLOCK 3 |
| Legal Subdivision | HOME ADDN |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 851301 |
493 Stella St is owned and occupied by two individuals who bought it in May 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 493 STELLA ST, ELGIN, IL 60120-5960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on File |
| Deed Sale | May 18, 2022 · Amount on File |
| Prior Sale | Mar 17, 1998 · Amount on File |
| Deed Document Number | 202226591 |
| Prior Transfer Date | May 12, 1997 |
| Prior Transfer Doc | 0000032441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 18, 2022 |
| Property Address | 493 STELLA ST, ELGIN, IL 60120-5960 |
| Document Number | 0000026591 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022K026591 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 493 STELLA ST, 493, ELGIN, IL 60120-5960 |
| Name | Verified Name |
|---|---|
| Address | 493 STELLA ST, ELGIN, IL 60120-5960 |
| Document Number | 0000026592 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022K026592 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 493 Stella St was $4,382 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,382.00 Homeowner's exemption | $65,438 (+8.57%) Land $15,380 Building $50,058 | $196,393 (+8.57%) Land $46,158 Building $150,234 |
| 2024 | $60,273 Land $14,166 Building $46,107 | $180,891 Land $42,515 Building $138,376 | |
| 2022 | $4,005.00 (+3.94%) | $46,198 (+6.96%) Land $11,670 Building $34,528 | $138,594 (+6.96%) Land $35,010 Building $103,584 |
| 2021 | $3,853.00 | $43,192 Land $10,911 Building $32,281 | $129,576 Land $32,733 Building $96,843 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 493 Stella St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 493 Stella St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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