499 Ridgeway Dr, Lolo, MT 59847 Property Records

Missoula County property record for 499 Ridgeway Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 2007
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on Record
Last Sale	$246,050 (May 2026)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R0485041`

Property Details

APN / Parcel Number

Primary APN	`R0485041`
Alternative APNs	`04-2092-27-3-18-26-0000` `0004151512`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,452 sqft
Basement Area	824 sqft
Finished Basement	100 sqft
Unfinished Basement	724 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,877 sqft (0.089 acres)
View / Lot	Neighborhood
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Account Number	0004151512
Street Address	499 RIDGEWAY DR
City	LOLO
State	MT
Zip	59847-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LOLO HEIGHTS, S27, T12 N, R20 W, LOT 2
Legal Subdivision	LOLO HEIGHTS
Legal Block	2
Legal Lot Number	2
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	2
Census Block	2013
Census Tract	1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3909 US HIGHWAY 93 N, STEVENSVILLE, MT 59870-6495
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK/MT
May 18, 2022	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	May 18, 2022
Deed Document Number	20267587
Deed Book / Page	1128 / 850
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	May 22, 2026
Property Address	499 RIDGEWAY DR, LOLO, MT 59847-9661
Document Number	0000007587
Book / Page	1128 / 850
Instrument Date	May 22, 2026
Instrument	20267587
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 US HIGHWAY 93 N, STEVENSVILLE, MT 59870-6495

Mortgage

Document Number	0000007588,
Date	May 22, 2026
Book Page	1128/851
Instrument	20267588

Lender

Name	OPPORTUNITY BANK/MT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	May 18, 2022
Property Address	499 RIDGEWAY DR, LOLO, MT 59847-9661
Document Number	0010751223
Book / Page	1075 / 1223
Instrument Date	May 17, 2022
Instrument	202208865
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	INSURED TITLE, INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 US HIGHWAY 93 N, STEVENSVILLE, MT 59870-6495

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,600 (-) Land $103,104 Building $384,496	$487,600 (-) Land $103,104 Building $384,496
2025	$3,776.00 (-2.71%)	$487,600 (+38.76%) Land $103,104 Building $384,496	$487,600 (+38.76%) Land $103,104 Building $384,496
2024	$3,881.00 (-1.1%)
2023	$3,924.00	$351,400	$351,400 Land $80,905 Building $270,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocky Mountain Internet, Verizon.

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