467 Ridgeway Dr, Lolo, MT 59847 Property Records

Missoula County property record for 467 Ridgeway Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 2005
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on File
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0485045`

Property Details

APN / Parcel Number

Primary APN	`R0485045`
Alternative APNs	`04-2092-27-3-18-32-0000` `0004151810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	1,388 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,006 sqft (0.069 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Account Number	0004151810
Street Address	467 RIDGEWAY DR
City	LOLO
State	MT
Zip	59847-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LOLO HEIGHTS, S27, T12 N, R20 W, LOT 5
Legal Subdivision	LOLO HEIGHTS
Legal Block	2
Legal Lot Number	5
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	2
Census Block	2013
Census Tract	1502

Owner

467 Ridgeway Dr is owned and occupied by an individual who acquired it in September 2025.

Source: Missoula County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	467 RIDGEWAY DR, LOLO, MT 59847-9661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Intrafamily Transfer, Transfer · Line of Credit RAVALLI COUNTY FCU
Jun 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025
Deed Sale	Sep 4, 2025
Prior Sale	Nov 3, 2022 · Amount on File
Deed Document Number	202513110
Deed Book / Page	1117 / 498
Prior Transfer Date	Oct 24, 2022
Prior Transfer Doc	0010830343
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Nov 3, 2022
Property Address	467 RIDGEWAY DR, LOLO, MT 59847-9661
Document Number	0010830343
Book / Page	1083 / 343
Instrument Date	Oct 27, 2022
Instrument	202219185
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	467 RIDGEWAY DR, LOLO, MT 59847-9661

Mortgage

Document Number	0202219186
Date	Nov 3, 2022
Instrument	202219186

Lender

Name	RAVALLI COUNTY FCU

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	467 RIDGEWAY DR, LOLO, MT 59847-9661
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010310761
Date	Jun 2, 2020
Book Page	1031/761
Instrument	202010531

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Oct 1, 2045

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	467 RIDGEWAY DR, LOLO, MT 59847-9661
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010470171
Date	Jan 6, 2021
Book Page	1047/171
Instrument	202100441

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Nov 1, 2045

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Oct 28, 2021
Property Address	467 RIDGEWAY DR, LOLO, MT 59847-9661
Document Number	0010660387
Book / Page	1066 / 387
Instrument Date	Oct 27, 2021
Instrument	202127257
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	467 RIDGEWAY DR, LOLO, MT 59847-9661

Tax Assessment & Valuation

The 2025 property tax bill for 467 Ridgeway Dr was $3,032, down 6.5% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,000 (-0.49%) Land $100,750 Building $304,250	$405,000 (-0.49%) Land $100,750 Building $304,250
2025	$3,032.00 (-6.54%)	$407,000 Land $100,750 Building $306,250	$407,000 Land $100,750 Building $306,250
2024	$3,244.00 (-1.4%)
2023	$3,290.00	$288,400	$288,400 Land $79,150 Building $209,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 467 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 467 Ridgeway Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocky Mountain Internet, Verizon.

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