459 Ridgeway Dr, Lolo, MT 59847 Property Records

Missoula County property record for 459 Ridgeway Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 2005
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,500 (Feb 2019)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0485046`

Property Details

APN / Parcel Number

Primary APN	`R0485046`
Alternative APNs	`04-2092-27-3-18-34-0000` `0004151906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,504 sqft
Basement Area	896 sqft
Finished Basement	100 sqft
Unfinished Basement	796 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Neighborhood
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Account Number	0004151906
Street Address	459 RIDGEWAY DR
City	LOLO
State	MT
Zip	59847-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LOLO HEIGHTS, S27, T12 N, R20 W, LOT 6
Legal Subdivision	LOLO HEIGHTS
Legal Block	2
Legal Lot Number	6
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	2
Census Block	2013
Census Tract	1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 RIDGEWAY DR, LOLO, MT 59847-9661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage QUICKEN LNS
Nov 7, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Nov 7, 2018 · Amount on Record
Deed Document Number	20192504
Deed Book / Page	1009 / 239
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	459 RIDGEWAY DR, LOLO, MT 59847-9661
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010500084
Date	Feb 22, 2021
Book Page	1050/84
Instrument	202104554

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Feb 25, 2019
Property Address	459 RIDGEWAY DR, LOLO, MT 59847-9661
Document Number	0010090239
Book / Page	001009 / 000239
Instrument Date	Feb 25, 2019
Instrument	2504
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2019
Title Company	TITLE SERVICES, INC.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	459 RIDGEWAY DR LOLO MT 598479661, LOLO, MT 59847-9661

Mortgage

Document Number	10090240
Date	Feb 25, 2019
Book Page	001009/000240
Instrument	2505

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

November 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MISSOULA MT
Recording Date	Nov 7, 2018
Property Address	459 RIDGEWAY DR, LOLO, MT 59847-9661
Document Number	0010050576
Book / Page	001005 / 000576
Instrument Date	Nov 2, 2018
Instrument	19960
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	459 RIDGEWAY DR LOLO MT 598479661, LOLO, MT 59847-9661

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,400 (-) Land $103,225 Building $305,175	$408,400 (-) Land $103,225 Building $305,175
2025	$3,052.00 (-12.68%)	$408,400 (+32.25%)	$408,400 (+32.25%) Land $103,225 Building $305,175
2023	$3,495.00	$308,800	$308,800 Land $80,995 Building $227,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocky Mountain Internet, Verizon.

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