499 Garden Rd, Willard, NC 28478 Property Records

Pender County property record for 499 Garden Rd, Willard, NC 28478

Property Summary

Property TypeManufactured or Modular Home
Details2 bd · 2 ba · 1,568 sqft · built 2000
Lot Size1.11 acres (48,352 sqft)
OwnerIndividual Name on Record
Last Sale$7,500 (Mar 1997)
Tax Bill$1,484 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN2383-72-0489-0000

Property Details

APN / Parcel Number

Primary APN2383-72-0489-0000
Alternative APNs
  • 400051228
  • 51228

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,568 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area48,352 sqft (1.11 acres)
Deck Area168 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Account Number400051228
Street Address499 GARDEN RD
CityWILLARD
StateNC
Zip28478-6785
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeSEEMAP
Legal DescriptionHWY 11
JurisdictionPENDER NC
Township / Civil DivisionUNION
Census Block Group3
Census Block3031
Census Tract920300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Penderlea Homesteads Historic District
listed 2013 · 197 contributing resources · NRIS 13000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pender County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address499 GARDEN RD, WILLARD, NC 28478-6785
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 1997 · Amount on Record
Deed SaleMar 12, 1997 · Amount on Record
Deed Book / Page1207
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Recording DateJun 3, 2026
Property Address499 GARDEN RD, WILLARD, NC 28478-6785
Document Number0020156842
Book / Page4894 / 1556
Instrument DateApr 13, 2026
Instrument202620156842
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address499 GARDEN RD, WILLARD, NC 28478-6785

Mortgage

Document Number0020156842,
DateJun 3, 2026
Book Page4894/1556
Instrument202620156842
Lender
NameSHARONVIEW FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 13, 2056
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,484.00 (+7.85%)$259,128 (+87.63%) Land $23,820 Building $235,308$259,128 (+87.63%) Land $23,820 Building $235,308
2023$138,103 (-) Land $25,440 Building $112,663$138,103 (-) Land $25,440 Building $112,663
2022$1,376.00$138,103 Land $25,440 Building $112,663$138,103 Land $25,440 Building $112,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1999–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEA ACRES WATER CO INC
private · serves 120 people · EPA ID NC0471113
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Focus Broadband
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garden Rd

Nearby Streets

Search Property Records by Address or Parcel Number