379 Garden Rd, Willard, NC 28478 Property Records

Pender County property record for 379 Garden Rd, Willard, NC 28478

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 2008
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Oct 2007)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2383-72-3191-0000`

Property Details

APN / Parcel Number

Primary APN	`2383-72-3191-0000`
Alternative APNs	`000057323` `905288`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	43,124 sqft (0.99 acres)

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000057323
Street Address	379 GARDEN RD
City	WILLARD
State	NC
Zip	28478-6783
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	.99 AC, GARDEN ROAD
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	3
Census Block	3031
Census Tract	920300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Penderlea Homesteads Historic District listed 2013 · 197 contributing resources · NRIS 13000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pender County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	379 GARDEN RD, WILLARD, NC 28478-6783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2007 · Amount on Record
Deed Sale	Oct 22, 2007 · Amount on Record
Prior Sale	Apr 4, 2007 · Amount on Record
Deed Document Number	20073341_00162
Deed Book / Page	3341 / 162
Last Transfer Date	May 23, 2024
Transfer Doc	0048372324
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Apr 22, 2026
Property Address	379 GARDEN RD, WILLARD, NC 28478-6783
Document Number	0020154957
Book / Page	4890 / 1671
Instrument Date	Apr 17, 2026
Instrument	202620154957
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	379 GARDEN RD, WILLARD, NC 28478-6783

Mortgage

Document Number	0020154957,
Date	Apr 22, 2026
Book Page	4890/1671
Instrument	202620154957

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate	6.22%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	379 GARDEN RD, WILLARD, NC 28478-6783
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047792483
Date	Feb 16, 2022
Book Page	4779/2483

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,243.00 (+7.25%)	$249,566 (+122.5%) Land $22,309 Building $227,257	$249,566 (+122.5%) Land $22,309 Building $227,257
2023		$112,166 (-) Land $24,800 Building $87,366	$112,166 (-) Land $24,800 Building $87,366
2022	$1,159.00	$112,166 Land $24,800 Building $87,366	$112,166 Land $24,800 Building $87,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1999–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEA ACRES WATER CO INC private · serves 120 people · EPA ID NC0471113
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Focus Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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