437 Garden Rd, Willard, NC 28478 Property Records

Pender County property record for 437 Garden Rd, Willard, NC 28478 · Last verified February 2026

Property Summary

Property TypeManufactured or Modular Home
Details4 bd · 3 ba · 2,037 sqft · built 2012
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Dec 2012)
Tax Bill$1,869 (2025)
Flood ZoneZone X (minimal risk)
APN2383-72-3208-0000

Property Details

APN / Parcel Number

Primary APN2383-72-3208-0000
Alternative APNs
  • 400952258
  • 952258

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,037 sqft Living Area

Exterior

Year BuiltBuilt 2012
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area74,052 sqft (1.7 acres)
PorchPorch
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number400952258
Old Parcel Number2383 72 3208 0000
Street Address437 GARDEN RD
CityWILLARD
StateNC
Zip28478
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal Description1.70 AC, ERNEST GURGANOUS
JurisdictionPENDER NC
Township / Civil DivisionUNION
Census Block Group3
Census Block3031
Census Tract920300

Owner

Source: Pender County records · APN 2383-72-3208-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1281, BURGAW, NC 28425-1281
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2012 · Amount on Record
Deed SaleDec 05, 2012 · Amount on Record
Deed Document Number0003094171
Prior Transfer DateSep 05, 2012
Prior Transfer Doc04127_00042
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,869.00 (+8.47%)$324,189 (+80.59%) Land $30,900 Building $293,289$324,189 (+80.59%) Land $30,900 Building $293,289
2023$179,518 (-) Land $27,800 Building $151,718$179,518 (-) Land $27,800 Building $151,718
2022$1,723.00$179,518 Land $27,800 Building $151,718$179,518 Land $27,800 Building $151,718

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419203003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1999–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018, river or lake flooding, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 2 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 51% of North Carolina
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Penderlea Homesteads Historic District
listed 2013 · 197 contributing resources · NRIS 13000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Atlantic Telephone MembershipFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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