Pender County property record for 318 Garden Rd, Willard, NC 28478
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,432 sqft · built 2020 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,613 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2383-81-0550-0000 |
| Primary APN | 2383-81-0550-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,432 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Foundation Type | Raised |
| Lot Area | 63,598 sqft (1.46 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 000040315 |
|---|---|
| Street Address | 318 GARDEN RD |
| City | WILLARD |
| State | NC |
| Zip | 28478-6782 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TR A PB 67/111 DIVISION FOR JULIE HARRELSON |
| Legal Subdivision | DIVISION |
| Legal Tract | A |
| Jurisdiction | PENDER NC |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 920300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Penderlea Homesteads Historic District listed 2013 · 197 contributing resources · NRIS 13000803 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
318 Garden Rd, a mobile home, is owned and occupied by an individual who acquired it in February 2022.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 318 GARDEN RD, WILLARD, NC 28478-6782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2022 |
| Deed Sale | Feb 23, 2022 |
| Deed Document Number | 0012234780 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 318 GARDEN RD, WILLARD, NC 28478-6782 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0047662285 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 4766/2285 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 318 Garden Rd was $1,613.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,613.00 | $338,804 Land $25,218 Building $313,586 | $338,804 Land $25,218 Building $313,586 |
| 2023 | $151,954 (-) Land $26,840 Building $125,114 | $151,954 (-) Land $26,840 Building $125,114 | |
| 2022 | $1,492.00 | $151,954 Land $26,840 Building $125,114 | $151,954 Land $26,840 Building $125,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Garden Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1999–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Garden Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Focus Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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