4987 Lerch Dr, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4987 Lerch Dr, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,936 sqft · built 1988
Lot Size	0.196 acres (8,550 sqft)
Owner	2 Individual Names on File
Last Sale	$376,300 (Dec 2018)
Tax Bill	$4,714 (2024)
Deeds & Mortgages	Mar 2020 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-001-02357609`

Property Details

APN / Parcel Number

Primary APN	`07-001-02357609`
Alternative APNs	`7-001-02357609` `00102357609`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,936 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,550 sqft (0.196 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	362 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	00102357609
Street Address	4987 LERCH DR
City	SHADY SIDE
State	MD
Zip	20764-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1 2 3 BK 8 SC A AVALON SHORES
Legal Subdivision	AVALON SHORES
Legal Block	8
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3023
Census Tract	707001

Owner

Source: Anne Arundel County records · APN 07-001-02357609

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4987 LERCH DR, SHADY SIDE, MD 20764-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENAISSANCE LENDERS INC
Feb 03, 2020	Quit Claim Deed, Transfer HOME FIRST TITLE GROUP LLC, HOME FIRST TITLE GRP LLC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELEVEN MTG
Dec 26, 2018	Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	May 12, 2011 · Amount on Record
Deed Book / Page	32757 / 370
Last Transfer Date	Jan 31, 2020
Transfer Doc	0341490466
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4987 LERCH DR, SHADY SIDE, MD 20764-9649
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0342710402
Date	Mar 04, 2020
Book Page	34271/402

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4987 LERCH DR, SHADY SIDE, MD 20764-9649
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4987 LERCH DR, SHADY SIDE, MD 20764-9649

Mortgage

Document Number	0364090074
Date	Mar 24, 2021
Book Page	36409/74

Lender

Name	RENAISSANCE LENDERS INC
Type	Mortgage Company
Address	PASADENA, MD 21122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2046

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 03, 2020
Property Address	4987 LERCH DR, SHADY SIDE, MD 20764-9649
Document Number	0341490466
Book / Page	034149 / 000466
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	HOME FIRST TITLE GROUP LLC, HOME FIRST TITLE GRP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4987 LERCH DR SHADY SIDE MD 207649649, SHADY SIDE, MD 20764-9649

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4987 LERCH DR, SHADY SIDE, MD 20764-9649
Document Number	0337550146
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4987 LERCH DR SHADY SIDE MD 207649649, SHADY SIDE, MD 20764-9649

Mortgage

Document Number	0337550146
Date	Oct 25, 2019
Book Page	033755/000146

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 26, 2018
Property Address	4987 LERCH DR, SHADY SIDE, MD 20764-9649
Document Number	0327570370
Book / Page	32757 / 370
Map Reference	MB 8 FO 26
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	HOME FURST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,703.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4987 LERCH DR, SHADY SIDE, MD 20764-9649

Mortgage

Document Number	0032757377
Date	Dec 26, 2018
Instrument	32757/377

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,233 (+16.53%)	$466,100 (+24.79%) Land $137,900 Building $328,200
2024	$4,714.00 (+19.04%)
2023	$3,960.00 Homeowner's exemption	$373,500 Land $137,900 Building $235,600	$373,500 Land $137,900 Building $235,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Nearby Flood Policies	135 in force
Nearby Flood Claims	242 (1979–2024)
Claims Outside the SFHA	12 of 242
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 211 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 349 locations within half a mile of this property.

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