4986 Lerch Dr, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4986 Lerch Dr, Shady Side, MD 20764

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,112 sqft · built 1933
Lot Size0.238 acres (10,350 sqft)
OwnerIndividual Name on Record
Last Sale$890,000 (Apr 2007)
Tax Bill$5,670 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone AE (high risk)
APN07-001-05396600

Property Details

APN / Parcel Number

Primary APN07-001-05396600
Alternative APNs
  • 7-001-05396600
  • 00105396600

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,112 sqft Living Area
1st Floor Area1,412 sqft
Basement Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,350 sqft (0.238 acres)
View / LotWaterfront

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area65 sqft
Deck Area272 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number00105396600
Street Address4986 LERCH DR
CitySHADY SIDE
StateMD
Zip20764-9650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS8TO10BK3SCA2850SF AVALON SHORES
Legal SubdivisionAVALON SHORES
Legal Block3
Legal Lot Number8
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group3
Census Block3000
Census Tract707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4986 LERCH DR, SHADY SIDE, MD 20764-9650
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2007 · Amount on Record
Deed SaleApr 13, 2007 · Amount on Record
Prior SaleOct 14, 2005
Deed Document Number20074101
Deed Book / Page18987 / 41
Prior Transfer DateSep 19, 2005
Prior Transfer Doc0169840295
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4986 LERCH DR, SHADY SIDE, MD 20764-9650
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4986 LERCH DR, SHADY SIDE, MD 20764-9650

Mortgage

Document Number0384720399
DateMar 14, 2022
Book Page38472/399
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$584,900 (+4.56%) Land $307,400 Building $277,500$584,900 (-) Land $307,400 Building $277,500
2025$5,670.00 (+2%) Homeowner's exemption$559,400 (+10.03%)$584,900 (+15.05%) Land $307,400 Building $277,500
2024$5,559.00 (+15.91%)
2023$4,796.00 Homeowner's exemption$508,400 Land $307,400 Building $201,000$508,400 Land $307,400 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 135 policies
Nearby Flood Policies135 in force
Nearby Flood Claims242 (1979–2024)
Claims Outside the SFHA12 of 242
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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