Anne Arundel County property record for 4977 Lerch Dr, Shady Side, MD 20764
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,407 sqft · built 1940 |
| Lot Size | 0.327 acres (14,258 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $389,000 (Aug 2025) |
| Tax Bill | $4,185 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-001-00833705 |
| Primary APN | 07-001-00833705 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| 1st Floor Area | 1,407 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,258 sqft (0.327 acres) |
| Deck Area | 480 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00100833705 |
|---|---|
| Street Address | 4977 LERCH DR |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 1 TO 4 BK 7 SC A AVALON SHORES |
| Legal Subdivision | AVALON SHORES |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 707001 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4977 LERCH DR, SHADY SIDE, MD 20764-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 6, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Prior Sale | Jun 6, 2023 · Amount on Record |
| Deed Book / Page | 41583 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4977 LERCH DR, SHADY SIDE, MD 20764-9649 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 4977 LERCH DR, SHADY SIDE, MD 20764-9649 |
| Document Number | 0402520107 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 40252/107 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 6, 2023 |
| Property Address | 4977 LERCH DR, SHADY SIDE, MD 20764-9649 |
| Document Number | 0397030089 |
| Book / Page | 39703 / 89 |
| Map Reference | MB 8 FO 36 |
| Instrument Date | May 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | ADMIRAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4977 LERCH DR, SHADY SIDE, MD 20764-9649 |
| Document Number | 0003970396 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 39703/96 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,100 (+54.7%) Land $147,900 Building $219,200 | $367,100 (+54.7%) Land $147,900 Building $219,200 | |
| 2025 | $4,185.00 (+61.52%) | ||
| 2023 | $2,591.00 | $237,300 Land $147,900 Building $89,400 | $237,300 Land $147,900 Building $89,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 242 (1979–2024) |
| Claims Outside the SFHA | 12 of 242 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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