Anne Arundel County property record for 4985 Lerch Dr, Shady Side, MD 20764
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,023 sqft · built 1944 |
| Lot Size | 0.305 acres (13,275 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,500 (Aug 1981) |
| Tax Bill | $2,694 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-001-00083000 |
| Primary APN | 07-001-00083000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,023 sqft Living Area |
| Gross Area | 1,173 sqft |
| 1st Floor Area | 1,023 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,275 sqft (0.305 acres) |
| Porch | Enclosed Porch |
| Porch Area | 614 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00100083000 |
|---|---|
| Street Address | 4985 LERCH DR |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 4 TO 8 BK 8 SC A AVALON SHORES |
| Legal Subdivision | AVALON SHORES |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 707001 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4985 LERCH DR, SHADY SIDE, MD 20764-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 16, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 16, 2020 | Loan Modification, Mortgage · VA Mortgage MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 1981 · Amount on Record |
| Deed Sale | Aug 19, 1981 · Amount on Record |
| Deed Book / Page | 3433 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4985 LERCH DR, SHADY SIDE, MD 20764-9649 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0380870489 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 38087/489 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4985 LERCH DR, SHADY SIDE, MD 20764-9649 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0320080452 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 32008/452 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4985 LERCH DR, SHADY SIDE, MD 20764-9649 |
| Document Number | 0349750001 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4985 LERCH DR SHADY SIDE MD 207649649, SHADY SIDE, MD 20764-9649 |
| Document Number | 0349750001 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 034975/000001 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,000 (+4.77%) Land $146,200 Building $116,800 | $263,000 (-) Land $146,200 Building $116,800 | |
| 2025 | $2,694.00 (+38.51%) Homeowner's exemption | $251,033 (+10.54%) | $263,000 (+15.81%) Land $146,200 Building $116,800 |
| 2023 | $1,945.00 Homeowner's exemption | $227,100 Land $146,200 Building $80,900 | $227,100 Land $146,200 Building $80,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 242 (1979–2024) |
| Claims Outside the SFHA | 12 of 242 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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