4986 Pointe Cir, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4986 Pointe Cir, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,873 sqft · built 1993
Lot Size	0.402 acres (17,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jun 2021)
Tax Bill	$11,519 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1472-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1472-3`
Alternative APNs	`03-28-16-19688-001-0760` `281603196880010760` `162803196880010760` `R21068`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,873 sqft Living Area
Gross Area	3,958 sqft
1st Floor Area	2,873 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	17,524 sqft (0.402 acres)
Lot Dimensions	186 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	475 sqft
Deck Area	124 sqft
Patio Area	124 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21068
Street Address	4986 POINTE CIR
City	OLDSMAR
State	FL
Zip	34677-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	CROSS POINTE BLK 1, LOT 76
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	CROSS POINTE
Legal Tract	19688
Legal Block	1
Legal Lot Number	76
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27325

Owner

Source: Pinellas County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4986 POINTE CIR, OLDSMAR, FL 34677-5225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU
Jan 3, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 9, 2021	Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC
Feb 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	2021191221
Deed Book / Page	21574 / 1197
Last Transfer Date	Dec 29, 2021
Transfer Doc	0218740227
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4986 POINTE CIR, OLDSMAR, FL 34677-5225
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4986 POINTE CIR, OLDSMAR, FL 34677-5225

Mortgage

Document Number	0219852593
Date	Mar 22, 2022
Book Page	21985/2593
Instrument	2022090099

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jan 3, 2022
Property Address	4986 POINTE CIR, OLDSMAR, FL 34677-5225
Document Number	0218740227
Book / Page	21874 / 227
Map Reference	MB 106 PG 49-54
Instrument Date	Dec 29, 2021
Instrument	2022000570
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4986 POINTE CIR, OLDSMAR, FL 34677-5225

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 9, 2021
Property Address	4986 POINTE CIR, OLDSMAR, FL 34677-5225
Document Number	0215741197
Book / Page	21574 / 1197
Map Reference	MB 106 PG 49-54
Instrument Date	Jun 3, 2021
Instrument	2021191221
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3183 OPEN MEADOW LOOP, 3183, OVIEDO, FL 32766-6637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4986 POINTE CIR, OLDSMAR, FL 34677-5225

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4986 POINTE CIR, OLDSMAR, FL 34677-5225
Document Number	0195330720
Book / Page	019533 / 000720
Instrument Date	Feb 20, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4986 POINTE CIR OLDSMAR FL 346775225, OLDSMAR, FL 34677-5225

Mortgage

Document Number	0195330720
Date	Feb 27, 2017
Book Page	019533/000720
Instrument	62215

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,519.00 (+5.5%)	$662,867 (+5.99%)	$821,645 (+6.54%) Land $153,438 Building $668,207
2024	$10,918.00 (+1.55%)
2023	$10,751.00 (+2.58%) Homeowner's exemption	$625,423 (+3%)	$771,219 (+27.01%) Land $222,431 Building $548,788
2022	$10,481.00 Homeowner's exemption	$607,207	$607,207 Land $195,457 Building $411,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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