4985 Pumpkin Patch Way, Independence, KY 41051 Property Records

Kenton County property record for 4985 Pumpkin Patch Way, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,998 sqft · built 1999
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Owner Names on Record
Last Sale	$180,350 (Jul 2010)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`045-20-01-137.00`

Property Details

APN / Parcel Number

Primary APN	`045-20-01-137.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,998 sqft Finished Area
Gross Area	2,538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0452001137.00
Street Address	4985 PUMPKIN PATCH WAY
City	INDEPENDENCE
State	KY
Zip	41051-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST HILLS SEC 9 LOT 137
Legal Subdivision	HARVEST HILLS
Legal Phase	9
Legal Lot Number	137
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1008
Census Tract	63606

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4985 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2010 · Amount on Record
Deed Sale	Jul 27, 2010 · Amount on Record
Prior Sale	Jul 13, 1999 · Amount on Record
Deed Document Number	0002713271
Deed Book / Page	2713 / 271
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4985 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number	0000000047
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4985 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167

Mortgage

Document Number	0000000047
Date	Feb 12, 2018
Book Page	0I4066/000225
Instrument	47

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVLAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,276.00 (+22.6%)	$281,700 (+33%) Land $45,000 Building $236,700	$281,700 (+33%) Land $45,000 Building $236,700
2023	$2,672.00	$211,800 Land $35,000 Building $176,800	$211,800 Land $35,000 Building $176,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20