Kenton County property record for 4981 Pumpkin Patch Way, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,992 sqft · built 1999 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $369,900 (Feb 2025) |
| Tax Bill | $3,297 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-20-01-136.00 |
| Primary APN | 045-20-01-136.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Finished Area |
| Gross Area | 2,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4981 PUMPKIN PATCH WAY |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST HILLS SEC 9 LOT 136 |
| Legal Subdivision | HARVEST HILLS |
| Legal Phase | 9 |
| Legal Lot Number | 136 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 63606 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1001 HAWKEYE POINT RD, GEORGETOWN, TX 78626-7150 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 10, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on Record |
| Deed Sale | Feb 21, 2025 · Amount on Record |
| Prior Sale | Aug 15, 2013 · Amount on Record |
| Deed Document Number | 202593 |
| Deed Book / Page | 330 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4981 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900007 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 248/232 |
| Instrument | 21072705900007 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4981 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167 |
| Document Number | 0000000016 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4981 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167 |
| Document Number | 0000000016 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 000038/000605 |
| Instrument | 16 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4981 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167 |
| Document Number | 0000000343 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4981 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167 |
| Document Number | 0000000343 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 000M24/000300 |
| Instrument | 343 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4981 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167 |
| Document Number | 0000000181 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4981 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167 |
| Document Number | 0000000181 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 0I4279/000067 |
| Instrument | 181 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,900 (+30.48%) Land $45,000 Building $324,900 | $369,900 (+30.48%) Land $45,000 Building $324,900 | |
| 2025 | $3,297.00 (+26.37%) | $283,500 (+37.09%) Land $45,000 Building $238,500 | $283,500 (+37.09%) Land $45,000 Building $238,500 |
| 2023 | $2,609.00 | $206,800 Land $35,000 Building $171,800 | $206,800 Land $35,000 Building $171,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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