4972 Pumpkin Patch Way, Independence, KY 41051 Property Records

Kenton County property record for 4972 Pumpkin Patch Way, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,072 sqft · built 1998
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`045-20-01-142.00`

Property Details

APN / Parcel Number

Primary APN	`045-20-01-142.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,072 sqft Finished Area
Gross Area	2,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Stone
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0452001142.00
Street Address	4972 PUMPKIN PATCH WAY
City	INDEPENDENCE
State	KY
Zip	41051-8166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST HILLS SEC 9 LOT 142
Legal Subdivision	HARVEST HILLS
Legal Phase	9
Legal Lot Number	142
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1004
Census Tract	63606

Owner

Source: Kenton County records · APN 045-20-01-142.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4972 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2003
Deed Sale	Jul 29, 2003
Prior Sale	Nov 18, 1998 · Amount on Record
Deed Document Number	0001054271
Deed Book / Page	I-1054 / 271
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4972 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4972 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166

Mortgage

Document Number	0005900304
Date	Jul 07, 2022
Book Page	386/272
Instrument	22070705900304

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 01, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00 (+29%)	$296,100 (+4%) Land $45,000 Building $251,100	$296,100 (+4%) Land $45,000 Building $251,100
2023	$2,669.00	$211,500 Land $35,000 Building $176,500	$211,500 Land $35,000 Building $176,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 275 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.