4973 Pumpkin Patch Way, Independence, KY 41051 Property Records

Kenton County property record for 4973 Pumpkin Patch Way, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,600 sqft · built 2000
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (May 2004)
Tax Bill$2,883 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jun 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN045-20-01-134.00

Property Details

APN / Parcel Number

Primary APN045-20-01-134.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,600 sqft Finished Area
Gross Area2,244 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4973 PUMPKIN PATCH WAY
CityINDEPENDENCE
StateKY
Zip41051-8167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEST HILLS SEC 9 LOT 134
Legal SubdivisionHARVEST HILLS
Legal Phase9
Legal Lot Number134
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1008
Census Tract63606

Owner

Source: Kenton County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4973 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jun 13, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 29, 2020Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK
Apr 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK
Sep 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jul 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2004 · Amount on Record
Deed SaleMay 4, 2004 · Amount on Record
Prior SaleOct 15, 2002 · Amount on Record
Deed Document Number200405 04 059 00105
Deed Book / Page1319 / 95
Last Transfer DateJun 7, 2023
Transfer Doc0005900096
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4973 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4973 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167

Mortgage

Document Number0005900203
DateJul 17, 2023
Book PageKCM 476/172
Instrument23071705900203
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJun 13, 2023
Property Address4973 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number0005900096
Book / PageKC 230 / 943
Map ReferenceSL N268-AA
Instrument DateJun 7, 2023
Instrument23061305900096
Transaction TypeTransfer
Record UpdatedJun 22, 2023
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4973 PIKIN PATCH WAY, INDEPENDENCE, KY 41051

Transferred To (Grantee/Buyer)

NameVerified Name
Address4973 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167

Mortgage

Document Number0005900097
DateJun 13, 2023
Book PageKCM 468/727
Instrument23061305900097
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4973 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number0000000041
Instrument DateApr 29, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4973 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167

Mortgage

Document Number0000000041
DateMay 19, 2020
Book Page000M45/000306
Instrument41
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 18, 2050
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4973 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number0000000008
Instrument DateApr 7, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4973 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167

Mortgage

Document Number0000000008
DateApr 15, 2020
Book Page000M32/000309
Instrument8
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4973 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number0000000025
Instrument DateSep 14, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4973 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167

Mortgage

Document Number0000000025
DateOct 4, 2019
Book Page0I4338/000232
Instrument25
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 3, 2034

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4973 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number0000000075
Book / Page003981 / 000001
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4973 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167

Mortgage

Document Number0000000075
DateAug 7, 2017
Book Page003981/000001
Instrument75
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 6, 2032

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,883.00 (+23.05%)$247,900 (+33.49%) Land $45,000 Building $202,900$247,900 (+33.49%) Land $45,000 Building $202,900
2023$2,343.00$185,700 Land $35,000 Building $150,700$185,700 Land $35,000 Building $150,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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