4984 Champlain Cir, West Bloomfield, MI 48323 Property Records

Oakland County property record for 4984 Champlain Cir, West Bloomfield, MI 48323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,716 sqft · built 1986
Lot Size	0.446 acres (19,428 sqft)
Owner	Individual Name on Record
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-24-156-009`

Property Details

APN / Parcel Number

Primary APN	`X-18-24-156-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,716 sqft Living Area
1st Floor Area	2,102 sqft
Basement Area	1,978 sqft
Finished Basement	1,978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	182 ft deep x 106 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,026 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4984 CHAMPLAIN CIR
City	WEST BLOOMFIELD
State	MI
Zip	48323-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 24 CHAMBORD VILLAS LOT 10
Legal Range	09E
Legal Township	02N
Legal Section	24
Legal Subdivision	CHAMBORD VILLAS
Legal Lot Number	10
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	2
Census Block	2000
Census Tract	156400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4984 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · ARM HOMESTEAD FUNDING CORP
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Oct 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2002
Deed Sale	May 2, 2002
Prior Sale	Jul 17, 1997
Last Transfer Date	Oct 2, 2020
Transfer Doc	0000222368
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4984 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192491
Date	Oct 17, 2017
Book Page	51186/00852
Instrument	192491

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4984 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107855
Date	Jun 4, 2020
Book Page	54302/379
Instrument	107855

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 26, 2020
Property Address	4984 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Document Number	0000222368
Book / Page	55060 / 293
Map Reference	LB 177 PG 17-20
Instrument Date	Oct 2, 2020
Instrument	222368
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4984 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527

Mortgage

Document Number	0055060295
Date	Oct 26, 2020
Instrument	55060/295

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,895.00 (-48.33%) Homeowner's exemption	$313,550 (+11.09%) Land $30,000 Building $283,550	$627,100 (+11.09%) Land $60,000 Building $567,100
2024	$9,473.00 (+9.84%)
2023			$564,480 Land $60,000 Building $504,480
2022	$8,624.00	$282,240 Land $30,000 Building $252,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1987–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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