4996 Champlain Cir, West Bloomfield, MI 48323 Property Records

Oakland County property record for 4996 Champlain Cir, West Bloomfield, MI 48323

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,984 sqft · built 1981
Lot Size	0.408 acres (17,772 sqft)
Owner	Individual Name on Record
Tax Bill	$5,371 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`X-18-24-156-010`

Property Details

APN / Parcel Number

Primary APN	`X-18-24-156-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,984 sqft Living Area
1st Floor Area	2,932 sqft
Basement Area	2,850 sqft
Finished Basement	2,850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	17,772 sqft (0.408 acres)
Lot Dimensions	177 ft deep x 100 ft wide
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	718 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4996 CHAMPLAIN CIR
City	WEST BLOOMFIELD
State	MI
Zip	48323-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 24 CHAMBORD VILLAS LOT 9
Legal Range	09E
Legal Township	02N
Legal Section	24
Legal Subdivision	CHAMBORD VILLAS
Legal Lot Number	9
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	2
Census Block	2000
Census Tract	156400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4996 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4996 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4996 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527

Mortgage

Document Number	0000406287
Date	Jun 29, 2022
Book Page	57906/33
Instrument	406287

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4996 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4996 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527

Mortgage

Document Number	0000236210
Date	Nov 10, 2020
Book Page	55149/734
Instrument	236210

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,371.00 (-48.33%) Homeowner's exemption	$336,650 (+11.73%) Land $27,500 Building $309,150	$673,300 (+11.73%) Land $55,000 Building $618,300
2024	$10,395.00 (+9.85%)
2023			$602,640 Land $55,000 Building $547,640
2022	$9,463.00	$301,320 Land $27,500 Building $273,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1987–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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