Suffolk City property record for 4980 Wise St, Suffolk, VA 23435 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,374 sqft · built 1996 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jun 2025) |
| Tax Bill | $3,571 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| APN | 13A*PINE*63*65 |
| Primary APN | 13A*PINE*63*65 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,374 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Heat Pump |
|---|
| Account Number | 304688500 |
|---|---|
| Street Address | 4980 WISE ST |
| City | SUFFOLK |
| State | VA |
| Zip | 23435-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LS 63,65,PINE ST, PUGHSVILLE |
| Legal Subdivision | PUGHSVILLE |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 75206 |
Source: Suffolk City records · APN 13A*PINE*63*65
Assessment roll updated December 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4980 WISE ST, SUFFOLK, VA 23435-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 23, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Nov 03, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Feb 24, 2020 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on Record |
| Deed Sale | Jun 17, 2025 · Amount on Record |
| Prior Sale | Nov 03, 2021 · Amount on Record |
| Deed Document Number | 20256572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 4980 WISE ST, SUFFOLK, VA 23435-2317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190005330 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 190005330 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Nov 03, 2021 |
| Property Address | 4980 WISE ST, SUFFOLK, VA 23435-2317 |
| Document Number | 210020022 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 210020022 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | TITLEQUEST AGENCY INC, TITLE QUEST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4980 WISE ST, SUFFOLK, VA 23435-2317 |
| Document Number | 210020023 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 210020023 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Feb 24, 2020 |
| Property Address | 4980 WISE ST, SUFFOLK, VA 23435-2317 |
| Document Number | 200002243 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 200002243 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4980 WISE ST, SUFFOLK, VA 23435-2317 |
| Document Number | 200002244 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 200002244 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Suffolk City records · Assessment roll updated December 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,700 (+3%) Land $78,300 Building $213,400 | ||
| 2025 | $3,571.00 (+4.32%) | $291,700 (+3%) Land $78,300 Building $213,400 | $283,200 (+2.42%) Land $78,300 Building $204,900 |
| 2024 | $3,423.00 (+13.61%) | $283,200 (+2.42%) Land $78,300 Building $204,900 | |
| 2023 | $3,013.00 | $276,500 Land $78,300 Building $198,200 | $276,500 Land $78,300 Building $198,200 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518000752061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force 10 of 14 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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