4750 Wise St, Suffolk, VA 23435 Property Records

Suffolk City property record for 4750 Wise St, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,686 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Mar 2020)
Tax Bill	$5,685 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage May 2019 Construction Loan + 1 more
APN	`13ACLIFTON63*65`

Property Details

APN / Parcel Number

Primary APN	`13ACLIFTON63*65`
Alternative APN	`302349050`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,686 sqft Living Area
Fireplace	Prefabricated

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	302349050
Street Address	4750 WISE ST
City	SUFFOLK
State	VA
Zip	23435-3857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM DENSITY
Legal Description	LS.63,65,CLIFTON ST. PUGHSVILLE
Legal Subdivision	PUGHSVILLE
Legal Lot Number	63
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1015
Census Tract	75206

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4750 WISE ST, SUFFOLK, VA 23435-3857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
May 17, 2019	Gift Deed, Transfer · Construction Mortgage TOWNEBANK
Jan 8, 2019	Warranty Deed, Transfer · Commercial Mortgage UNION BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	May 17, 2019
Deed Document Number	200003515
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 19, 2020
Property Address	4750 WISE ST, SUFFOLK, VA 23435-3857
Document Number	200003515
Instrument Date	Mar 11, 2020
Instrument	200003515
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	1ST CHOICE TITLE SOLNS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4750 WISE ST, SUFFOLK, VA 23435-3857

Mortgage

Document Number	200003516
Date	Mar 19, 2020
Instrument	200003516

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 17, 2019
Property Address	4750 WISE ST, SUFFOLK, VA 23435-3857
Document Number	190005003
Instrument Date	May 15, 2019
Instrument	190005003
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 BRIDGE RD STE 912, 912, SUFFOLK, VA 23435-1848

Mortgage

Document Number	190005004
Date	May 17, 2019
Instrument	190005004

Lender

Name	TOWNEBANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jan 8, 2019
Property Address	4750 WISE ST, SUFFOLK, VA 23435-3857
Document Number	190000234
Instrument Date	Dec 19, 2018
Instrument	190000234
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 BRIDGE RD, SUFFOLK, VA 23435-1848

Mortgage

Document Number	190000235
Date	Jan 8, 2019
Instrument	190000235

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$489,300 (+3.51%) Land $78,300 Building $411,000
2025	$5,685.00 (+4.31%)	$489,300 (+3.51%) Land $78,300 Building $411,000	$472,700 (+2.92%) Land $78,300 Building $394,400
2024	$5,450.00 (+8.87%)	$472,700 (+2.92%) Land $78,300 Building $394,400
2023	$5,006.00	$459,300 Land $78,300 Building $381,000	$459,300 Land $78,300 Building $381,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Also Mapped Here	CITY OF SUFFOLK
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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