4500 Wise St, Suffolk, VA 23435 Property Records

Suffolk City property record for 4500 Wise St, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,449 sqft · built 2020
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$349,900 (Apr 2020)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage May 2019 Sale & Construction Loan
APN	`13ACLIFTON66`

Property Details

APN / Parcel Number

Primary APN	`13ACLIFTON66`
Alternative APN	`300447000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,449 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	300447000
Street Address	4500 WISE ST
City	SUFFOLK
State	VA
Zip	23435-2373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM DENSITY
Legal Description	L 66 CLIFTON ST PUGHS
Legal Subdivision	PUGHSVILLE
Legal Lot Number	66
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1015
Census Tract	75206

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4500 WISE ST, SUFFOLK, VA 23435-2373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
May 17, 2019	Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	200004824
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 17, 2020
Property Address	4500 WISE ST, SUFFOLK, VA 23435-2373
Document Number	0200004824
Instrument Date	Apr 15, 2020
Instrument	200004824
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 WISE ST, SUFFOLK, VA 23435-2373
Investor	Possibly a Property Investor

Mortgage

Document Number	0200004825
Date	Apr 17, 2020
Instrument	200004825

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 17, 2019
Property Address	4500 WISE ST, SUFFOLK, VA 23435-2373
Document Number	0190005005
Instrument Date	May 15, 2019
Instrument	190005005
Transaction Type	Construction Loan
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 BRIDGE RD STE 912, 912, SUFFOLK, VA 23435-1848

Mortgage

Document Number	0190005006
Date	May 17, 2019
Instrument	190005006

Lender

Name	TOWNEBANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$437,500 (+3.65%) Land $68,200 Building $369,300
2025	$5,131.00 (+4.52%)	$437,500 (+3.65%) Land $68,200 Building $369,300	$422,100 (+3.08%) Land $68,200 Building $353,900
2024	$4,909.00 (+9.99%)	$422,100 (+3.08%) Land $68,200 Building $353,900
2023	$4,463.00	$409,500 Land $68,200 Building $341,300	$409,500 Land $68,200 Building $341,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Also Mapped Here	CITY OF SUFFOLK
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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