4976 Wise St, Suffolk, VA 23435 Property Records

Suffolk City property record for 4976 Wise St, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,449 sqft · built 2021
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on File
Last Sale	$363,470 (Jun 2021)
Tax Bill	$450 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Jun 2021 Sale & Mortgage + 1 more
APN	`13APINE64*66`

Property Details

APN / Parcel Number

Primary APN	`13APINE64*66`
Alternative APN	`303088000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,449 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	13,199 sqft (0.303 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	303088000
Street Address	4976 WISE ST
City	SUFFOLK
State	VA
Zip	23435-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM DENSITY
Legal Description	LS.64,66, PINE ST., PUGHSVILLE,REPLAT
Legal Subdivision	PUGHSVILLE
Legal Lot Number	64
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1000
Census Tract	75206

Owner

4976 Wise St is owned and occupied by an individual who bought it in June 2021.

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4976 WISE ST, SUFFOLK, VA 23435-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Jun 23, 2020 · Amount on File
Deed Document Number	210010132
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4976 WISE ST, SUFFOLK, VA 23435-2317
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200010600
Date	Aug 7, 2020
Instrument	200010600

Lender

Name	TOWNEBANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 9, 2021
Property Address	4976 WISE ST, SUFFOLK, VA 23435-2317
Document Number	0210010132
Instrument Date	Jun 4, 2021
Instrument	210010132
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4976 WISE ST, SUFFOLK, VA 23435-2317

Mortgage

Document Number	0210010133
Date	Jun 9, 2021
Instrument	210010133

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.63%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 23, 2020
Property Address	4976 WISE ST, SUFFOLK, VA 23435-2317
Document Number	0200007937
Instrument Date	Jun 19, 2020
Instrument	200007937
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 RIDGE RD #912 # 912, 912, SUFFOLK, VA 23435

Tax Assessment & Valuation

The 2025 property tax bill for 4976 Wise St was $450 with a senior citizen's exemption, up 14.5% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$438,600 (+2.84%) Land $71,100 Building $367,500
2025	$450.00 (+14.5%) Senior Citizen's exemption	$438,600 (+2.84%) Land $71,100 Building $367,500	$426,500 Land $71,100 Building $355,400
2024	$393.00 Senior Citizen's exemption	$426,500 (+3.87%) Land $71,100 Building $355,400
2023	Senior Citizen's exemption	$410,600 (+25.87%) Land $71,100 Building $339,500	$410,600 (+25.87%) Land $71,100 Building $339,500
2022	$393.00 Senior Citizen's exemption	$326,200 Land $71,100 Building $255,100	$326,200 Land $71,100 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4976 Wise St; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4976 Wise St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Also Mapped Here	CITY OF SUFFOLK
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

Nearby Properties on Wise St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures