4980 Old Hwy 48, Cunningham, TN 37052 Property Records

Montgomery County property record for 4980 Old Hwy 48, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,498 sqft · built 2000
Lot Size	18 acres (786,694 sqft)
Owner	Individual Name on File
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`143 65.06`

Property Details

APN / Parcel Number

Primary APN	`143 65.06`
Alternative APN	`143 06506 000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,498 sqft Living Area
Gross Area	4,152 sqft
1st Floor Area	1,817 sqft
Upper Floors Area	681 sqft
Attic	Attic
Attic Area	690 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	786,694 sqft (18 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,079 sqft
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4980 OLD HIGHWAY 48
City	CUNNINGHAM
State	TN
Zip	37052-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SPLIT-OFF 143-65 T-00. PRORATED 5 MTHS T-00. P/U PBARN,ATSHED,SHED T-03 P/U OPU T-05. L BARN ROOF COMING OFF N/V T-16.
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	101702

Owner

Source: Montgomery County assessment roll, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4980 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit LIBERTY FCU
Jun 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 31, 2021
Transfer Doc	002098/101
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4980 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4930
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02362/1037
Date	Apr 16, 2024
Book Page	2362/1037
Instrument	1457204

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TN
Recording Date	Jun 1, 2021
Property Address	4980 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4930
Document Number	002098/101
Book / Page	2098 / 101
Instrument Date	May 26, 2021
Instrument	1319106
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4980 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4930

Mortgage

Document Number	0001319107
Date	Jun 1, 2021
Instrument	1319107

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00	$147,896 (-)	$591,584 (-) Land $205,400 Building $386,184
2024	$3,106.00 (+50.7%)	$147,896 (+114.56%)	$591,584 (+114.56%) Land $205,400 Building $386,184
2023	$2,061.00	$68,931 (-)
2022	$2,061.00	$68,931	$275,724 Land $59,124 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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