Montgomery County property record for 4800 Old Hwy 48, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,869 sqft · built 2000 |
| Lot Size | 5.55 acres (241,758 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,000 (Feb 2009) |
| Tax Bill | $2,487 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143 65.07 |
| Primary APN | 143 65.07 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,869 sqft Living Area |
| Gross Area | 2,349 sqft |
| 1st Floor Area | 1,869 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 241,758 sqft (5.55 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Driveway | Driveway |
| Driveway Area | 4,934 sqft |
| Pool Area | 24 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 551 sqft |
| Shed | 1 Shed |
| Shed Area | 1,920 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4800 OLD HIGHWAY 48 |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SPLIT OFF 143-165.00 T-01. OP SHED MOVED HERE FROM 143-65.02 T-01.; SWD V963-21 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 101702 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4800 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FORTERA FCU |
| Mar 13, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage PLANTERS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2009 · Amount on Record |
| Deed Sale | Feb 6, 2009 · Amount on Record |
| Prior Sale | Apr 23, 2004 · Amount on Record |
| Deed Book / Page | 1264 / 1582 |
| Last Transfer Date | Mar 5, 2018 |
| Transfer Doc | 01798/1278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4800 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4958 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FREEDOM TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0001286756 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 2032/1760 |
| Instrument | 1286756 |
| Name | FORTERA FCU |
|---|---|
| Type | Credit Union |
| Address | CLARKSVILLE, TN 37040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Mar 13, 2018 |
| Property Address | 4800 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4958 |
| Document Number | 1798/1278 |
| Book / Page | 1798 / 1278 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 1156749 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4800 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4958 |
| Document Number | 0001156750 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 1798/1280 |
| Instrument | 1156750 |
| Name | PLANTERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,487.00 (-29.77%) | $118,450 (-) | $473,800 (-) Land $109,600 Building $364,200 |
| 2024 | $3,541.00 (+75.12%) | $118,450 (+75.16%) | $473,800 (+75.16%) Land $109,600 Building $364,200 |
| 2023 | $2,022.00 | $67,625 (-) | |
| 2022 | $2,022.00 | $67,625 | $270,500 Land $41,300 Building $229,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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