4851 Old Hwy 48, Cunningham, TN 37052 Property Records

Montgomery County property record for 4851 Old Hwy 48, Cunningham, TN 37052

Property Summary

Property Type	Mobile Home
Details	2,270 sqft · built 1985
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Oct 2019)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`143 59.01`

Property Details

APN / Parcel Number

Primary APN	`143 59.01`
Alternative APNs	`143 05901 000` `68268`

Interior

Stories	1 Story
Building Area	2,270 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	3,194 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	30 sqft
Patio Area	30 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	4851 OLD HIGHWAY 48
City	CUNNINGHAM
State	TN
Zip	37052-5015
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	EM-1
Legal Description	MH & BROADMORE TEN 84660); QC V1330-721 T-10 CHG MH QUALITY T-97. UTBLD ON PIERS N/V;CHG SPU TO OPU CHG OP SHED TO AT SHED
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3036
Census Tract	101702

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4851 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-5015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	Nov 25, 2003 · Amount on Record
Deed Document Number	20191226818
Deed Book / Page	1915 / 2670
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 4, 2019
Property Address	4851 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4904
Document Number	0001226818
Book / Page	001915 / 002670
Instrument Date	Oct 2, 2019
Instrument	1226818
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4851 OLD HIGHWAY 48 CUNNINGHAM TN 370524904, CUNNINGHAM, TN 37052-4904

Mortgage

Document Number	1226819
Date	Oct 4, 2019
Book Page	001915/002673
Instrument	1226819

Lender

Name	AARON CHAMBERLAIN
Address	813 WEATHERBY DR, CLARKSVILLE, TN 37043-2408
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 3, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00 (+156.35%)	$32,925 (+195.96%)	$131,700 (+195.96%) Land $65,400 Building $66,300
2023	$394.00 (+18.32%)	$11,125 (-)
2022	$333.00	$11,125	$44,500 Land $34,600 Building $9,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000