Montgomery County property record for 4850 Old Hwy 48, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,740 sqft · built 2009 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143 65.14 |
| Primary APN | 143 65.14 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 4,160 sqft |
| 1st Floor Area | 1,740 sqft |
| Basement Area | 1,740 sqft |
| Unfinished Basement | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 680 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4850 OLD HIGHWAY 48 |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PCL IS A QC FROM 143-65 & 143-65.09 IN V1235-151 T-09 NO ST2 (ATTIC UNFINISHED) PRORATED 6 MONTHS T-09 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 101702 |
Source: Montgomery County assessment roll, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4850 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2008 |
| Deed Sale | Jun 18, 2008 |
| Deed Book / Page | 1235 / 151 |
| Last Transfer Date | Aug 5, 2008 |
| Transfer Doc | 0000793456 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4850 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4958 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001279251 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 2017/1201 |
| Instrument | 1279251 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,515.00 | $119,775 (-) | $479,100 (-) Land $106,500 Building $372,600 |
| 2024 | $2,515.00 (+39.72%) | $119,775 (+98.96%) | $479,100 (+98.96%) Land $106,500 Building $372,600 |
| 2023 | $1,800.00 | $60,200 (-) | |
| 2022 | $1,800.00 | $60,200 | $240,800 Land $39,400 Building $201,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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