435 Lower Rd, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 435 Lower Rd, Gilbertville, MA 01031

Property Summary

Property Type	Auto Repair, Garage
Details	1 ba · 5,000 sqft · built 1972
Lot Size	1.83 acres (79,976 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Dec 2018)
Tax Bill	$3,053 (2026)
Deeds & Mortgages	Dec 2018 Sale
APN	`1110-00080`

Property Details

APN / Parcel Number

Primary APN	`1110-00080`
Alternative APNs	`HARD M:1110 B:0000 L:0008-0` `M:1110 B:0000 L:0008=0`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	5,000 sqft Total Area
1st Floor Area	5,000 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Metal
Roof Material	Metal
Lot Area	79,976 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1110-00080
Street Address	435 LOWER RD
City	GILBERTVILLE
State	MA
Zip	01031-9841
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	C40
Legal Lot Number	8-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1079
Census Tract	723100

Owner

435 Lower Rd, a commercial property, is owned by an individual who bought it in December 2018.

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15 CATALPA CIR, HOLDEN, MA 01520-1144
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Prior Sale	Apr 28, 1995 · Amount on File
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	59816-108
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Dec 13, 2018
Property Address	435 LOWER RD, GILBERTVILLE, MA 01031
Document Number	59816-108
Book / Page	059816 / 000108
Instrument Date	Dec 12, 2018
Instrument	132066
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount on Record
Tax	$592.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CATALPA CIR HOLDEN MA 015201144, HOLDEN, MA 01520-1144

Tax Assessment & Valuation

The 2026 property tax bill for 435 Lower Rd was $3,053, up 8.3% from the year before.

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,053.00 (+8.34%)	$239,600 (+11.81%) Land $44,900 Building $168,900
2025	$2,818.00 (+46.77%)	$214,300 (+40.89%) Land $44,900 Building $169,400
2024	$1,920.00 (+1.21%)	$152,100 (+6.66%) Land $44,900 Building $107,200
2023	$1,897.00	$142,600 Land $42,900 Building $99,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA's flood maps do not cover 435 Lower Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Lower Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20