Worcester County and Hardwick Town property record for 439 Lower Rd, Gilbertville, MA 01031
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,891 sqft · built 2005 |
| Lot Size | 35.7 acres (1,558,707 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $940,000 (Jan 2025) |
| Tax Bill | $7,429 (2026) |
| APN | 1110-00050 |
| Primary APN | 1110-00050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,891 sqft Living Area |
| Gross Area | 4,956 sqft |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 1,332 sqft |
| Unfinished Basement | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 1,558,707 sqft (35.7 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1110-00050 |
|---|---|
| Street Address | 439 LOWER RD |
| City | GILBERTVILLE |
| State | MA |
| Zip | 01031-9841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 5-0 |
| Jurisdiction | HARDWICK MA |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 723100 |
Source: Worcester County and Hardwick Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 439 LOWER RD, GILBERTVILLE, MA 01031-9841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2025 · Amount on Record |
| Deed Sale | Jan 24, 2025 · Amount on Record |
| Prior Sale | May 22, 2009 · Amount on Record |
| Deed Document Number | 20256670 |
| Deed Book / Page | 71570 / 172 |
| Prior Transfer Date | Jan 17, 2025 |
| Prior Transfer Doc | 071570-172 |
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Hardwick Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,429.00 (+8.29%) | $583,122 (+11.78%) Land $51,722 Building $504,300 | $890,625 |
| 2025 | $6,860.00 (+4.35%) | $521,661 (+0.15%) Land $51,061 Building $470,600 | |
| 2024 | $6,574.00 (-0.86%) | $520,896 (+4.47%) Land $50,296 Building $470,600 | |
| 2023 | $6,631.00 | $498,600 Land $47,600 Building $451,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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