498 E Collins St, Umatilla, FL 32784 Property Records

Lake County property record for 498 E Collins St, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	2,098 sqft Living Area
Lot Size	21,043 sqft (0.483 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2021)
Tax Bill	$2,559.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-18-27-0050-000-01000`
Alternative APN	`3556356`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,098 sqft Living Area
1st Floor	2,098 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2010
Exterior Material	Asbestos Exterior
Construction Type	Steel Frame Construction
Foundation Type	Block Foundation
Roof Material	Shingle Roof
Lot Area	21,043 sqft (0.483 acres)
Garage Type	Carport Garage
Garage Area	1,156 sqft Garage
Carport	Carport
Carport Area	8,493 sqft Carport
Porch	Open Porch
Porch Area	292 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Account Number	3556356
Street Address	498 E COLLINS ST
City	UMATILLA
State	FL
Zip	32784-8317
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UMATILLA EAST LAKE ESTATES UNIT 1 PB 28 PG 71 LOTS 10 11 ORB 5734 PG 1955
Legal Range	27E
Legal Township	18S
Legal Section	07
Legal Subdivision	EAST LAKE
Legal Tract	50
Legal Lot Number	10-11
Legal Unit	1
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	1
Census Block	1017
Census Tract	30109

Owner

Source: Lake County records · APN 07-18-27-0050-000-01000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	498 E COLLINS ST, UMATILLA, FL 32784-8317
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Aug 03, 2005 · Amount on Record
Deed Doc Number	2021085229
Deed Book / Page	5734 / 1955
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 22, 2021
Property Address	498 E COLLINS ST, UMATILLA, FL 32784-8317
Document Number	0057341955
Book / Page	5734 / 1955
Map Reference	MB 28 PG 71
Instrument Date	May 26, 2021
Instrument	2021085229
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 OAK PARK CIR, ORMOND BEACH, FL 32174-6124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 E COLLINS ST, UMATILLA, FL 32784-8317

Mortgage

Document Number	0057341958
Date	Jun 22, 2021
Instrument	5734/1958

Lender

Name	DAVID A CRAVEY ETAL
Type	Private Party

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,180 (+5.98%)	$387,925 (+14.33%) Land $168,000 Building $219,925
2024	$2,559.00 (+4.45%)
2023	$2,450.00 (+30.81%) Homeowner's exemption Additional exemption filed	$155,860 (+21.69%)	$339,313 (+28.06%) Land $124,950 Building $214,363
2022	$1,873.00 Homeowner's exemption Additional exemption filed	$128,083	$264,973 Land $74,550 Building $190,423

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.