486 E Collins St, Umatilla, FL 32784 Property Records

Lake County property record for 486 E Collins St, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2023
Square Footage	3,532 sqft Living Area
Lot Size	131,963 sqft (3.02 acres)
Occupancy	Owner Occupied
Last Sale	$849,000 (2024)
Tax Bill	$8,771.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-18-27-0050-000-00501`
Alternative APN	`3815906`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	3,532 sqft Living Area
1st Floor Area	3,532 sqft 1st Floor
Stories	1 Story

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	131,963 sqft (3.02 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Carport
Garage Area	952 sqft Garage
Carport	Carport
Carport Area	680 sqft Carport

Exterior Amenities

Patio Area	414 sqft Patio
Porch	Open Porch
Porch Area	728 sqft Porch
Boat Access	Boat Access
Utility Building	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3815906
Street Address	486 E COLLINS ST
City	UMATILLA
State	FL
Zip	32784-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UMATILLA EAST LAKE ESTATES UNIT 1 E 1/2 OF LOT 5 LOT 6 PB 28 PG 71 ORB 6270 PG 2449
Legal Range	27E
Legal Township	18S
Legal Section	07
Legal Subdivision	EAST LAKE
Legal Tract	50
Legal Lot Number	5-6
Legal Unit	1
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1021
Census Tract	30109

Owner

Source: Lake County records · APN 07-18-27-0050-000-00501

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	486 E COLLINS ST, UMATILLA, FL 32784-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Jan 07, 2004
Deed Document Number	2024005587
Deed Book / Page	6270 / 2449
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 16, 2024
Property Address	486 E COLLINS ST, UMATILLA, FL 32784-8317
Document Number	0062702449
Book / Page	6270 / 2449
Map Reference	MB 28 PG 71
Instrument Date	Dec 30, 2023
Instrument	2024005587
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,943.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 E COLLINS ST, UMATILLA, FL 32784-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 E COLLINS ST, UMATILLA, FL 32784-8317

Mortgage

Document Number	0062702451
Date	Jan 16, 2024
Instrument	6270/2451

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2039

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$489,570 (+30.37%) Land $154,800 Building $334,770	$517,723 (+2.29%) Land $154,800 Building $362,923
2024	$8,771.00 (+3,746.93%)
2023	$228.00 (+43.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$375,520 (+3%)	$506,136 (+5.65%) Land $154,800 Building $351,336
2022	$159.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$364,590	$479,091 Land $127,800 Building $351,291

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	79.0 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.