480 E Collins St, Umatilla, FL 32784 Property Records

Lake County property record for 480 E Collins St, Umatilla, FL 32784 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,310 sqft · built 2005
Lot Size	4.3 acres (187,703 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Nov 2023)
Tax Bill	$4,674 (2024)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`07-18-27-0050-000-00400`

Property Details

APN / Parcel Number

Primary APN	`07-18-27-0050-000-00400`
Alternative APNs	`271807005000000400` `3556283`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,310 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	2,109 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	187,703 sqft (4.3 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	433 sqft
Deck Area	2,570 sqft
Patio Area	476 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3556283
Street Address	480 E COLLINS ST
City	UMATILLA
State	FL
Zip	32784-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UMATILLA EAST LAKE ESTATES UNIT 1 LOT 4 W 1/2 OF LOT 5 PB 28 PG 71 ORB 6243 PG 571
Legal Range	27E
Legal Township	18S
Legal Section	7
Legal Subdivision	UMATILLA EAST LAKE ESTATES
Legal Tract	0050
Legal Block	1
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1021
Census Tract	30109

Owner

Source: Lake County records · APN 07-18-27-0050-000-00400

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	480 E COLLINS ST, UMATILLA, FL 32784-8317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	2023140587
Deed Book / Page	6243 / 571
Prior Transfer Date	Mar 18, 2014
Prior Transfer Doc	0044531967
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 17, 2023
Property Address	480 E COLLINS ST, UMATILLA, FL 32784-8317
Document Number	0062430571
Book / Page	6243 / 571
Map Reference	MB 28 PG 71
Instrument Date	Nov 09, 2023
Instrument	2023140587
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	CORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 E COLLINS ST, UMATILLA, FL 32784-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 E COLLINS ST, UMATILLA, FL 32784-8317

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,630 (+2.9%)	$340,258 (-0.07%) Land $122,980 Building $217,278
2025		$275,640 (-17.35%) Land $122,980 Building $152,660	$340,505 (+2.09%) Land $122,980 Building $217,525
2024	$4,674.00 (-28.82%)
2023	$6,566.00 (+9.49%)	$333,519 (+12.87%)	$333,519 (+12.87%) Land $122,980 Building $210,539
2022	$5,997.00	$295,491	$295,491 Land $85,200 Building $210,291

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	79.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.