Jackson County property record for 445 Carruth Rd, Jefferson, GA 30549
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,668 sqft · built 2007 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Oct 2020) |
| Tax Bill | $3,732 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071 004Q |
| Primary APN | 071 004Q |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,668 sqft Heated Area |
| 1st Floor Area | 1,668 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 98,446 sqft (2.26 acres) |
| Garage Type | Carport |
| Garage Area | 302 sqft |
| Carport | Carport |
| Carport Area | 302 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 659 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Lean-To | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14425 |
|---|---|
| Street Address | 445 CARRUTH RD |
| City | JEFFERSON |
| State | GA |
| Zip | 30549-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | 2.264 AC TRACT 2 PLAT BK 81 PG 468 |
| Legal Tract | 2 |
| Legal Block | 81 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 10602 |
Source: Jackson County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 CARRUTH RD, JEFFERSON, GA 30549-5017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Grant Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| Nov 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Prior Sale | Mar 11, 2016 · Amount on Record |
| Deed Document Number | 20204214 |
| Deed Book / Page | 92I / 788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Nov 4, 2020 |
| Property Address | 445 CARRUTH RD, JEFFERSON, GA 30549-5017 |
| Document Number | 00092I0788 |
| Book / Page | 00092I / 000788 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 445 CARRUTH RD JEFFERSON GA 305495017, JEFFERSON, GA 30549-5017 |
| Document Number | 92I0789 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 00092I/000789 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Nov 4, 2020 |
| Property Address | 445 CARRUTH RD, JEFFERSON, GA 30549-5017 |
| Document Number | 00092I0787 |
| Book / Page | 00092I / 000787 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 445 CARRUTH RD, JEFFERSON, GA 30549-5017 |
| Document Number | 00089J0426 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 CARRUTH RD JEFFERSON GA 305495017, JEFFERSON, GA 30549-5017 |
| Document Number | 00089J0426 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 00089J/000426 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 10, 2040 |
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Arcade City |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,732 (-) Land $41,200 Building $100,532 | $354,330 (-) Land $103,000 Building $251,330 | |
| 2025 | $3,732.00 (+0.35%) Homeowner's exemption | $141,732 (-) Land $41,200 Building $100,532 | $354,330 (-) Land $103,000 Building $251,330 |
| 2024 | $3,719.00 (+19.89%) Homeowner's exemption | $141,732 (+8.19%) Land $41,200 Building $100,532 | $354,330 (+8.19%) Land $103,000 Building $251,330 |
| 2023 | $3,102.00 (+21.46%) Homeowner's exemption | $131,008 (+50.92%) Land $41,200 Building $89,808 | $327,520 (+50.92%) Land $103,000 Building $224,520 |
| 2022 | $2,554.00 Homeowner's exemption | $86,808 Land $14,000 Building $72,808 | $217,020 Land $35,000 Building $182,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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