4979 Calle Arquero, Oceanside, CA 92057 Property Records

San Diego County property record for 4979 Calle Arquero, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,032 sqft · built 2001
Lot Size	0.168 acres (7,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (May 2015)
Tax Bill	$6,001 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-431-55-00`

Property Details

APN / Parcel Number

Primary APN	`122-431-55-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,032 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,327 sqft (0.168 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4979 CALLE ARQUERO
City	OCEANSIDE
State	CA
Zip	92057-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 93 TR 013940
Legal Subdivision	SUNWEST VILLAGE
Legal Tract	013940
Legal Block	3
Legal Lot Number	93
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3009
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4979 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	Jun 22, 2009 · Amount on Record
Deed Document Number	2015274894
Prior Transfer Date	Jan 4, 2013
Prior Transfer Doc	0000020713
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4979 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4979 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000352577
Date	Dec 15, 2025
Instrument	2025-0352577

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4979 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196123
Date	May 2, 2017
Instrument	2017-0196123

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4979 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000471469
Date	Aug 20, 2020
Instrument	2020-0471469

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4979 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4979 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000159539
Date	Mar 1, 2021
Instrument	2021-0159539

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4979 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4979 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000178818
Date	Apr 25, 2022
Instrument	2022-0178818

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Mar 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$582,285 (+2%) Land $328,954 Building $253,331
2025	$6,001.00 (+4.47%) Homeowner's exemption	$570,868 (+4.04%) Land $322,504 Building $248,364
2023	$5,744.00 (+1.81%) Homeowner's exemption	$548,703 Land $309,982 Building $238,721
2022	$5,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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