4978 Calle Arquero, Oceanside, CA 92057 Property Records

San Diego County property record for 4978 Calle Arquero, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,790 sqft · built 2001
Lot Size0.203 acres (8,826 sqft)
Owner2 Individual Names on Record
Last Sale$432,000 (Jan 2004)
Tax Bill$7,421 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN122-431-42-00

Property Details

APN / Parcel Number

Primary APN122-431-42-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,790 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area8,826 sqft (0.203 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4978 CALLE ARQUERO
CityOCEANSIDE
StateCA
Zip92057-2716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 80 TR 013940
Legal SubdivisionSUNWEST VILLAGE
Legal Tract013940
Legal Block3
Legal Lot Number80
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3008
Census Tract18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4978 CALLE ARQUERO, OCEANSIDE, CA 92057-2716
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2004 · Amount on Record
Deed SaleJan 22, 2004 · Amount on Record
Prior SaleAug 28, 2000 · Amount on Record
Deed Document Number200448516
Last Transfer DateAug 21, 2008
Transfer Doc0000460574
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4978 CALLE ARQUERO, OCEANSIDE, CA 92057-2716
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4978 CALLE ARQUERO, OCEANSIDE, CA 92057-2716

Mortgage

Document Number0000541234
DateSep 15, 2020
Instrument2020-0541234
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$720,749 (+2%) Land $353,563 Building $367,186
2025$7,421.00 (+4.48%) Homeowner's exemption$706,618 (+4.04%) Land $346,631 Building $359,987
2023$7,103.00 (+1.78%) Homeowner's exemption$679,181 Land $333,172 Building $346,009
2022$6,979.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Calle Arquero

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