4981 Calle Arquero, Oceanside, CA 92057 Property Records

San Diego County property record for 4981 Calle Arquero, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 2001
Lot Size	0.15 acres (6,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Sep 2026)
Tax Bill	$7,785 (2025)
Deeds & Mortgages	Sep 2026 Sale & Reverse Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`122-431-56-00`

Property Details

APN / Parcel Number

Primary APN	`122-431-56-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,594 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	6,522 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4981 CALLE ARQUERO
City	OCEANSIDE
State	CA
Zip	92057-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 94 TR 013940
Legal Subdivision	SUNWEST VILLAGE
Legal Tract	013940
Legal Block	3
Legal Lot Number	94
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3009
Census Tract	18619

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4981 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Grant Deed, Transfer · Reverse Mortgage ENNKAR INC
Nov 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Jun 14, 2000 · Amount on Record
Deed Document Number	2026280186
Prior Transfer Date	Jun 13, 2024
Prior Transfer Doc	0000156492
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2026
Property Address	4981 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Document Number	0000280186
Instrument Date	Sep 19, 2026
Instrument	2026280186
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMPAN

Transaction

Amount	Amount Recorded
Tax	$97,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000280187,
Date	Sep 25, 2026
Instrument	2026280187

Lender

Name	ENNKAR INC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Max Rate	-1%

Mortgage

Document Number	0000280188,
Date	Sep 25, 2026
Instrument	2026280188

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	4981 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Document Number	0000803855
Map Reference	MAP 13940
Instrument Date	Nov 15, 2021
Instrument	2021-0803855
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4981 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$749,088 (+2%) Land $593,028 Building $156,060
2025	$7,785.00 (+124.48%)	$734,400 (+127.49%) Land $581,400 Building $153,000
2024	$3,468.00 (+2.33%)
2023	$3,389.00 (+1.83%) Homeowner's exemption	$322,827 Land $125,562 Building $197,265
2022	$3,328.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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