4975 Calle Arquero, Oceanside, CA 92057 Property Records

San Diego County property record for 4975 Calle Arquero, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 2001
Lot Size	0.169 acres (7,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Jul 2022)
Tax Bill	$8,899 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-431-53-00`

Property Details

APN / Parcel Number

Primary APN	`122-431-53-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,594 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,379 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4975 CALLE ARQUERO
City	OCEANSIDE
State	CA
Zip	92057-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 91 TR 013940
Legal Subdivision	SUNWEST VILLAGE
Legal Tract	013940
Legal Block	3
Legal Lot Number	91
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3009
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4975 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 23, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2017	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	2022279406
Prior Transfer Date	Jan 9, 2008
Prior Transfer Doc	0000429312
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2022
Property Address	4975 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Document Number	0000279406
Map Reference	MAP 13940
Instrument Date	Jun 17, 2022
Instrument	2022-0279406
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4975 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000279407
Date	Jul 7, 2022
Instrument	2022-0279407

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2020
Property Address	4975 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Document Number	0000651711
Map Reference	MAP 13940
Instrument Date	Sep 28, 2020
Instrument	2020-0651711
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4975 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000651712
Date	Oct 23, 2020
Instrument	2020-0651712

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2017
Property Address	4975 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Document Number	0000226991
Map Reference	MAP13940
Instrument Date	Apr 27, 2017
Instrument	2017-0226991
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000226992
Date	May 19, 2017
Instrument	2017-0226992

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,883 (+2%) Land $481,864 Building $383,019
2025	$8,899.00 (+7.57%) Homeowner's exemption	$847,925 (+7.33%) Land $472,416 Building $375,509
2023	$8,273.00 (+26.83%)	$790,000 Land $440,000 Building $350,000
2022	$6,523.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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