4965 Pumpkin Patch Way, Independence, KY 41051 Property Records

Kenton County property record for 4965 Pumpkin Patch Way, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,436 sqft · built 2001
Lot Size	0.33 acres (14,375 sqft)
Owner	Owner Name on File
Last Sale	$161,900 (May 2014)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-20-01-132.00`

Property Details

APN / Parcel Number

Primary APN	`045-20-01-132.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,436 sqft Finished Area
Gross Area	2,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0452001132.00
Street Address	4965 PUMPKIN PATCH WAY
City	INDEPENDENCE
State	KY
Zip	41051-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST HILLS SEC 9 LOT 132
Legal Subdivision	HARVEST HILLS
Legal Phase	9
Legal Lot Number	132
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1008
Census Tract	63606

Owner

Source: Kenton County records · APN 045-20-01-132.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	4965 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	May 19, 2014 · Amount on Record
Deed Sale	May 19, 2014 · Amount on Record
Prior Sale	Sep 03, 2013 · Amount on Record
Deed Document Number	0003437101
Deed Book / Page	3437 / 101
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4965 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number	0000000074
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4965 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167

Mortgage

Document Number	0000000074
Date	Jul 08, 2020
Book Page	000M66/000789
Instrument	74

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 07, 2035

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,093.00 (+28.88%)	$266,000 (+39.85%) Land $45,000 Building $221,000	$266,000 (+39.85%) Land $45,000 Building $221,000
2023	$2,400.00	$190,200 Land $35,000 Building $155,200	$190,200 Land $35,000 Building $155,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 275 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.