Osceola County property record for 4938 Topeka Ave, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1991 |
| Lot Size | 0.642 acres (27,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2022) |
| Tax Bill | $3,837 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 107023 |
| Primary APN | 107023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft Heated Area |
| Gross Area | 1,649 sqft |
| 1st Floor Area | 960 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,966 sqft (0.642 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool House | 54 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 155 sqft |
| Fence | Fence |
| Utility Building | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 107023 |
|---|---|
| Street Address | 4938 TOPEKA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9495 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | CANAVERAL ACRES NO 2 LOT 6 PB 2 PG 018 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 18 |
| Legal Subdivision | CANAVERAL ACRES UN2 |
| Legal Tract | 2720 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 43802 |
Source: Osceola County records · APN 107023
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 4938 TOPEKA AVE, SAINT CLOUD, FL 34773-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 18, 2021 | Warranty Deed, Transfer MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | Jun 18, 2021 · Amount on Record |
| Deed Document Number | 2022185378 |
| Deed Book / Page | 6337 / 671 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 29, 2022 |
| Property Address | 4938 TOPEKA AVE, SAINT CLOUD, FL 34773-9495 |
| Document Number | 0063370671 |
| Book / Page | 6337 / 671 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022185378 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11551 KENLEY CIR, ORLANDO, FL 32824-5966 |
| Name | Verified Name |
|---|---|
| Address | 4938 TOPEKA AVE, SAINT CLOUD, FL 34773-9495 |
| Document Number | 0006337673 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 6337/673 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 18, 2021 |
| Property Address | 4938 TOPEKA AVE, SAINT CLOUD, FL 34773-9495 |
| Document Number | 0059840640 |
| Book / Page | 5984 / 640 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021095502 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2021 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 PINE TRACK TRL, 12, OCALA, FL 34472-8092 |
| Name | Verified Name |
|---|---|
| Address | 2111 N SEMINOLE ST, KISSIMMEE, FL 34744-2942 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,837.00 (+22.74%) Homeowner's exemption | $163,600 (+5.48%) Land $50,000 Building $113,600 | $163,600 (+5.48%) Land $50,000 Building $113,600 |
| 2023 | $3,126.00 (+62.73%) Homeowner's exemption | $155,100 (+60.73%) Land $45,000 Building $110,100 | $155,100 (+60.73%) Land $45,000 Building $110,100 |
| 2022 | $1,921.00 | $96,500 Land $31,500 Building $65,000 | $96,500 Land $31,500 Building $65,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 82 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Wildfire Risk | High above 86% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 100 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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