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  5. Williams Switch Rd

497 Williams Switch Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 497 Williams Switch Rd, Ripley, TN 38063

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,724 sqft · built 1957
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Mar 2025)
Tax Bill$505 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN049101 05401

Property Details

APN / Parcel Number

Primary APN049101 05401
Alternative APN
  • 101 05401

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,724 sqft Living Area
1st Floor Area1,724 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1981
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area46,174 sqft (1.06 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area16 sqft
Shed1 Shed
Shed Area720 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address497 WILLIAMS SWITCH RD
CityRIPLEY
StateTN
Zip38063-7805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSCOGGINS/WILLIAMS SWITCH RD
Legal Lot Number2
JurisdictionLAUDERDALE TN
Township / Civil Division1
Census Block Group2
Census Block2000
Census Tract50600

Owner

Source: Lauderdale County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2677 RANDOLPH RD, BURLISON, TN 38015-6051
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
PATRIOT BANK
Mar 6, 2025Warranty Deed, Transfer
Jul 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2025 · Amount on Record
Deed SaleMar 6, 2025 · Amount on Record
Prior SaleDec 14, 2017 · Amount on Record
Deed Document Number2025208984
Deed Book / Page818 / 520
Prior Transfer DateApr 10, 2024
Prior Transfer Doc0000205935
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE TN
Recording DateApr 27, 2026
Property Address497 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7805
Document Number0000213386
Book / Page841 / 219
Instrument DateApr 21, 2026
Instrument2026213386
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2677 RANDOLPH RD, BURLISON, TN 38015-6051

Mortgage

Document Number0000213386,
DateApr 27, 2026
Book Page841/219
Instrument2026213386
Lender
NamePATRIOT BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 21, 2031
Interest
Rate6.38%
Max Rate-1%

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateMar 6, 2025
Property Address497 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7805
Document Number000818/520
Book / Page818 / 520
Map ReferenceCAB 2 SL 188
Instrument DateMar 3, 2025
Instrument208984
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
Tax$203.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2677 RANDOLPH RD, BURLISON, TN 38015-6051

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAUDERDALE TN
Recording DateJul 7, 2020
Property Address497 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7805
Document Number0000192337
Book / Page000741 / 000310
Instrument DateJul 7, 2020
Instrument192337
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3690 HIGHWAY 51 S RIPLEY TN 380635418, RIPLEY, TN 38063-5418

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
MunicipalityRipley City
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$505.00 (+1.61%)$19,875 (-) Land $2,425 Building $17,450
2023$19,875 Land $2,425 Building $17,450
2022$497.00
2021$79,500 Land $9,700 Building $69,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUDERDALE CO WATER SYSTEM
serves 9,092 people · EPA ID TN0000581
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aeneas Communications
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

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